10920 Rd 4300, Union, MS 39365 Property Records

Neshoba County property record for 10920 Rd 4300, Union, MS 39365

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,592 sqft · built 1963
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Tax Bill	$470 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13700-09-020.000`

Property Details

APN / Parcel Number

Primary APN	`13700-09-020.000`
Alternative APN	`15850`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	3,592 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Exterior Material	Brick Veneer
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Patio Area	192 sqft
Utility Building	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	15850
Street Address	10920 ROAD 4300
City	UNION
State	MS
Zip	39365-3259
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT S 1/2 SE 1/4 SE 1/4 E OF RD
Jurisdiction	NESHOBA MS
Township / Civil Division	3
Census Block Group	5
Census Block	5024
Census Tract	10600

Owner

10920 Rd 4300 is owned and occupied by an individual who acquired it in September 1999.

Source: Neshoba County records, as of December 15, 2025

Owner of Record	Individual Name on File
Mailing Address	10920 ROAD 4300, UNION, MS 39365-3259
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 1999
Deed Sale	Sep 24, 1999
Deed Document Number	000A237121
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NESHOBA MS
Property Address	10920 ROAD 4300, UNION, MS 39365-3259
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/8826
Date	Oct 13, 2020
Book Page	2020/8826

Lender

Name	FIRST STATE BANK
Type	Bank
Address	WAYNESBORO, MS 39367

Agreement

Amount	Amount on Record
Term	371 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 10920 Rd 4300 was $470 with exemptions applied, down 2.1% from the year before.

Source: Neshoba County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Neshoba County
Unified School District	Neshoba County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$470.00 (-2.08%) Homeowner's exemption Senior Citizen's exemption	$13,677	$135,980 Land $9,460 Building $126,520
2024	$480.00 (-3.81%)
2023	$499.00 Homeowner's exemption Senior Citizen's exemption	$12,522	$124,310 Land $9,520 Building $114,790
2021	$502.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10920 Rd 4300 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10920 Rd 4300 is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 70% of Mississippi
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH CENTRAL WATER ASSN public/private · serves 12,260 people · EPA ID MS0250022
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2021 Total trihalomethanes resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3