Mecklenburg County property record for 10920 Monroe Rd, Matthews, NC 28105
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 5,713 sqft · built 2000 |
| Lot Size | 0.993 acres (43,291 sqft) |
| Owner | Company Name on Record |
| Last Sale | $770,000 (Nov 2004) |
| Tax Bill | $13,661 (2023) |
| Deeds & Mortgages | Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 213-012-14 |
| Primary APN | 213-012-14 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 5,713 sqft Heated Area |
| 1st Floor Area | 5,713 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 2000 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Metal |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Other |
| Lot Area | 43,291 sqft (0.993 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 213-012-14 |
|---|---|
| Street Address | 10920 MONROE RD |
| City | MATTHEWS |
| State | NC |
| Zip | 28105-7306 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | B-1 |
| Legal Description | L2 M31-997 |
| Legal Subdivision | MATTHEW ASSOC |
| Legal Lot Number | 2 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 13, MORNING STAR |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 5865 |
Source: Mecklenburg County records, as of May 24, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 10920 MONROE RD, MATTHEWS, NC 28105-7306 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 15, 2004 · Amount on Record |
| Deed Sale | Nov 15, 2004 · Amount on Record |
| Deed Document Number | 0018001245 |
| Deed Book / Page | 18001 / 245 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 10920 MONROE RD, MATTHEWS, NC 28105-7306 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000097502 |
|---|---|
| Date | Jul 30, 2019 |
| Book Page | 33715/524 |
| Instrument | 2019097502 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Matthews Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Google Fiber, Ripple Fiber, T-Mobile.
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