10920 129th Ave, Largo, FL 33778 Property Records

Pinellas County property record for 10920 129th Ave, Largo, FL 33778

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,584 sqft · built 1973
Lot Size	0.164 acres (7,126 sqft)
Owner	2 Individual Names on Record
Last Sale	$100 (Dec 2020)
Tax Bill	$3,269 (2025)
Deeds & Mortgages	Aug 2026 Sale Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-749-8658-9`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-8658-9`
Alternative APNs	`09-30-15-64739-005-0110` `301509647390050110` `153009647390050110` `R101917`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,584 sqft Living Area
Gross Area	2,267 sqft
1st Floor Area	1,584 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1988
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	7,126 sqft (0.164 acres)
Lot Dimensions	95 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	227 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R101917
Street Address	10920 129TH AVE
City	LARGO
State	FL
Zip	33778-2101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORANGEWOOD ESTATES SUB SECTION 2 BLK E, LOT 11
Legal Range	15E
Legal Township	30S
Legal Section	9
Legal Subdivision	ORANGEWOOD ESTATES SUB
Legal Tract	64739
Legal Block	E
Legal Lot Number	11
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2003
Census Tract	25311

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10920 129TH AVE, LARGO, FL 33778-2101
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Dec 14, 2020	Intrafamily Transfer, Transfer · VA Mortgage PENNYMAC LOAN SERVICES LLC
Feb 28, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 6, 2017	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2020 · Amount on Record
Deed Sale	Dec 14, 2020 · Amount on Record
Prior Sale	Apr 6, 2017 · Amount on Record
Deed Document Number	2020375711
Deed Book / Page	21298 / 1289
Prior Transfer Date	Dec 5, 2020
Prior Transfer Doc	0000375711
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	PINELLAS FL
Recording Date	Aug 4, 2026
Property Address	10920 129TH AVE, LARGO, FL 33778-2101
Document Number	0000208064
Book / Page	23650 / 1267
Instrument Date	Aug 3, 2026
Instrument	2026208064
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	10920 129TH AVE, LARGO, FL 33778-2101

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PINELLAS FL
Recording Date	Dec 14, 2020
Property Address	10920 129TH AVE, LARGO, FL 33778-2101
Document Number	0212981289
Book / Page	21298 / 1289
Map Reference	MB 69 PG 18-21
Instrument Date	Dec 5, 2020
Instrument	2020375711
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10920 129TH AVE, LARGO, FL 33778-2101

Mortgage

Document Number	0212981292
Date	Dec 14, 2020
Book Page	21298/1292
Instrument	2020375712

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	Feb 28, 2019
Property Address	10920 129TH AVE, LARGO, FL 33778-2101
Document Number	0204461023
Book / Page	020446 / 001023
Instrument Date	Feb 27, 2019
Instrument	65627
Transaction Type	Transfer
Record Updated	Mar 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10920 129TH AVE LARGO FL 337782101, LARGO, FL 33778-2101

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Apr 6, 2017
Property Address	10920 129TH AVE, LARGO, FL 33778-2101
Document Number	0195810640
Book / Page	19581 / 0640
Map Reference	MB69 PG18-21
Instrument Date	Mar 10, 2017
Instrument	2017106755
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10920 129TH AVE, 10920, LARGO, FL 33778-2101

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10920 129TH AVE, LARGO, FL 33778-2101

Mortgage

Document Number	2017106756
Date	Apr 6, 2017
Instrument	2017106756

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,269.00 (+7.99%)	$214,371 (+5.99%)	$314,666 (+9.48%) Land $138,848 Building $175,818
2023	$3,027.00 (+3.17%) Homeowner's exemption	$202,261 (+3%)	$287,431 (+12.03%) Land $148,585 Building $138,846
2022	$2,934.00 Homeowner's exemption	$196,370	$256,563 Land $150,176 Building $106,387

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 633 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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