1092 Valley Forge Dr, Clover, SC 29710 Property Records

York County property record for 1092 Valley Forge Dr, Clover, SC 29710

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,050 sqft · built 2001
Lot Size	0.167 acres (7,291 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Jul 2021)
Tax Bill	$1,648 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jul 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`562-02-01-048`

Property Details

APN / Parcel Number

Primary APN	`562-02-01-048`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,050 sqft Living Area
Gross Area	2,610 sqft
1st Floor Area	870 sqft
2nd Floor Area	1,180 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Lot Area	7,291 sqft (0.167 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	40 sqft
Patio Area	120 sqft

Location & Zoning

Street Address	1092 VALLEY FORGE DR
City	CLOVER
State	SC
Zip	29710-6056
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RDI
Legal Description	FOREST OAKS LOT 48 PH II MP I
Legal Subdivision	FOREST OAKS
Legal Lot Number	48
Jurisdiction	YORK SC
Township / Civil Division	CLOVER
Census Block Group	2
Census Block	2007
Census Tract	61710

Owner

1092 Valley Forge Dr is owned and occupied by two individuals who bought it in July 2021.

Source: York County records, as of May 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1092 VALLEY FORGE DR, CLOVER, SC 29710-6056
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2020	Deed of Trust, Mortgage · VA Mortgage EVERETT FINANCIAL INC
Jul 28, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARDIAN MORTGAGE CO INC
Nov 12, 2019	Deed of Trust, Mortgage · VA Mortgage USAA
Jun 19, 2018	Grant Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2021 · Amount on File
Deed Sale	Jul 28, 2021 · Amount on File
Prior Sale	Jun 19, 2018 · Amount on File
Deed Document Number	202143279
Deed Book / Page	19467 / 238
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	1092 VALLEY FORGE DR, CLOVER, SC 29710-6056
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1887300373
Date	Dec 29, 2020
Book Page	18873/373
Instrument	2020064236

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK SC
Recording Date	Jul 28, 2021
Property Address	1092 VALLEY FORGE DR, CLOVER, SC 29710-6056
Document Number	1946700238
Book / Page	19467 / 238
Map Reference	MB B-278 PG 10
Instrument Date	Jul 28, 2021
Instrument	2021043279
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$999.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1092 VALLEY FORGE DR, CLOVER, SC 29710-6056

Mortgage

Document Number	2021043280
Date	Jul 28, 2021
Instrument	2021043280

Lender

Name	GUARDIAN MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	1092 VALLEY FORGE DR, CLOVER, SC 29710-6056
Document Number	1801500001
Instrument Date	Nov 12, 2019
Transaction Type	Mortgage
Record Updated	Feb 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1092 VALLEY FORGE DR LAKE WYLIE SC 297106056, LAKE WYLIE, SC 29710-6056

Mortgage

Document Number	1801500001
Date	Jan 10, 2020
Book Page	018015/000001
Instrument	1286

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 9, 2050

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	YORK SC
Recording Date	Jun 19, 2018
Property Address	1092 VALLEY FORGE DR, CLOVER, SC 29710-6056
Document Number	1703600133
Book / Page	017036 / 000133
Instrument Date	Jun 14, 2018
Instrument	25712
Transaction Type	Transfer
Record Updated	Jul 6, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$758.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1092 VALLEY FORGE DR CLOVER SC 297106056, CLOVER, SC 29710-6056

Mortgage

Document Number	1703600135
Date	Jun 19, 2018
Book Page	017036/000135
Instrument	25713

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 18, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1092 Valley Forge Dr was $1,648.

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,648.00	$12,042 Land $2,475 Building $9,567	$316,200 Land $65,000 Building $251,200
2023	$1,517.00	$10,471 Land $2,000 Building $8,471	$261,787 Land $50,000 Building $211,787

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1092 Valley Forge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1092 Valley Forge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY WEST WD private · serves 18,273 people · EPA ID SC4620003
Water Source	Purchased surface water from CITY OF ROCK HILL
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Comporium Cable · Fiber in parts of the area	2,000 / 200
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, T-Mobile.

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