1092 Sugar Loaf Key Loop, Lady Lake, FL 32159 Property Records

Lake County property record for 1092 Sugar Loaf Key Loop, Lady Lake, FL 32159

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,540 sqft · built 2019
Lot Size0.31 acres (13,510 sqft)
Owner2 Individual Names on File
Last Sale$520,000 (Dec 2019)
Tax Bill$7,658 (2024)
Deeds & MortgagesApr 2026 Mortgage
Feb 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN29-18-24-0300-000-02000

Property Details

APN / Parcel Number

Primary APN29-18-24-0300-000-02000
Alternative APNs
  • 241829030000002000
  • 3887420

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,540 sqft Living Area
Gross Area3,404 sqft
1st Floor Area2,300 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2024
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area13,510 sqft (0.31 acres)
Garage TypeAttached
Garage Area864 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchFlorida Room
Porch Area440 sqft
Deck AreaDeck Area
Patio Area50 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number3887420
Street Address1092 SUGAR LOAF KEY LOOP
CityLADY LAKE
StateFL
Zip32159-5042
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGREEN KEY VILLAGE PB 65 PG 19-20 LOT 20 ORB 5398 PG 1893 ORB 6029 PG 1558
Legal Range24E
Legal Township18S
Legal Section29
Legal SubdivisionGREEN KEY VILLAGE
Legal TractA-H
Legal Lot Number20
JurisdictionLAKE FL
Township / Civil DivisionFRUITLAND PARK-LADY LAKE
Census Block Group2
Census Block2014
Census Tract30407

Owner

1092 Sugar Loaf Key Loop is owned and occupied by two individuals who acquired it in September 2022.

Source: Lake County records, as of May 5, 2026

Owner of Record2 Individual Names on File
Mailing Address1092 SUGAR LOAF KEY LOOP, LADY LAKE, FL 32159-5042
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2026Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORPORATION
Feb 4, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Sep 23, 2022Intrafamily Transfer, Transfer
ACCOMMODATION
Dec 31, 2019Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 31, 2019 · Amount on File
Deed SaleDec 31, 2019 · Amount on File
Deed Document Number2019148200
Deed Book / Page5398 / 1893
Last Transfer DateSep 20, 2022
Transfer Doc0060291558
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Recording DateApr 21, 2026
Property Address1092 SUGAR LOAF KEY LOOP, LADY LAKE, FL 32159-5042
Document Number0000048380
Book / Page6723 / 2309
Instrument DateApr 14, 2026
Instrument202648380
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust, 165

Mortgage

Document Number0000048380,
DateApr 21, 2026
Book Page6723/2309
Instrument202648380
Lender
NameAMERISAVE MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueMay 1, 2046
Interest
Rate TypeFixed Rate
Rate6.22%
Initial TypeFixed Rate
Max Rate-1%

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address1092 SUGAR LOAF KEY LOOP, LADY LAKE, FL 32159-5042
Transaction TypeMortgage
Record UpdatedMay 18, 2023
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0056360454
DateFeb 4, 2021
Book Page5636/454
Instrument2021015961
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2051

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE FL
Recording DateSep 23, 2022
Property Address1092 SUGAR LOAF KEY LOOP, LADY LAKE, FL 32159-5042
Document Number0060291558
Book / Page6029 / 1558
Map ReferenceMB 65 PG 19
Instrument DateSep 20, 2022
Instrument2022128715
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1092 SUGAR LOAF KEY LOOP, LADY LAKE, FL 32159-5042

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1092 SUGAR LOAF KEY LOOP, LADY LAKE, FL 32159-5042

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateDec 31, 2019
Property Address1092 SUGAR LOAF KEY LOOP, LADY LAKE, FL 32159-5042
Document Number0053981893
Book / Page005398 / 001893
Instrument DateDec 23, 2019
Instrument148200
Transaction TypeTransfer
Record UpdatedJan 16, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,640.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1092 SUGAR LOAF KEY LOOP LADY LAKE FL 321595042, LADY LAKE, FL 32159-5042

Mortgage

Document Number53981895
DateDec 31, 2019
Book Page005398/001895
Instrument148201
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 30, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityLady Lake Town
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$483,125 (+1.44%) Land $120,000 Building $363,125$483,125 (-) Land $120,000 Building $363,125
2025$476,270 Land $120,000 Building $356,270$483,125 Land $120,000 Building $363,125
2024$7,658.00 (+8.06%)
2023$7,087.00 (+1.04%) Homeowner's exemption$449,370 (+3%)$470,039 (+7.74%) Land $120,000 Building $350,039
2022$7,014.00 Homeowner's exemption$436,289$436,289 Land $86,250 Building $350,039

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1092 Sugar Loaf Key Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1092 Sugar Loaf Key Loop is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · lower than 74% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
CenturyLink
Fiber
940 / 940

May also be available: Spectrum.

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