1092 Pine Top Ln, Cantonment, FL 32533 Property Records

Escambia County property record for 1092 Pine Top Ln, Cantonment, FL 32533

Property Summary

Property Type	Single Family Home
Details	1,962 sqft · built 2023
Lot Size	0.889 acres (38,768 sqft)
Owner	Individual Name on Record
Tax Bill	$2,319 (2024)
Deeds & Mortgages	Nov 2025 Line of Credit Sep 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`03-1N-31-3111-001-093`

Property Details

APN / Parcel Number

Primary APN	`03-1N-31-3111-001-093`
Alternative APN	`112532305`

Interior

Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,962 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	38,768 sqft (0.889 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	112532305
Old Parcel Number	112532305
Street Address	1092 PINE TOP LN
City	CANTONMENT
State	FL
Zip	32533-7801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	E 120 FT OF BEG AT NE COR OF SW 1/4 OF SEC S AND PARALLEL TO E LI OF SEC 282 FT FOR POB CONT ALG SAME LI 324 1/10 FT AT RT
Legal Range	31W
Legal Township	01N
Legal Section	03
Legal Subdivision	SUBDIVISION NUMBER: 3111
Legal Block	93
Legal Lot Number	1
Jurisdiction	ESCAMBIA FL
Township / Civil Division	CANTONMENT
Census Block Group	1
Census Block	1030
Census Tract	3613

Owner

Source: Escambia County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 775, CANTONMENT, FL 32533-0775
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Deed of Trust, Mortgage · Line of Credit PEN AIR FCU
Sep 1, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Feb 18, 2004
Last Transfer Date	Sep 1, 2022
Transfer Doc	0088511841
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	1092 PINE TOP LN, CANTONMENT, FL 32533-7801
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1092 PINE TOP LN, CANTONMENT, FL 32533-7801

Mortgage

Document Number	0094031767
Date	Nov 7, 2025
Book Page	9403/1767
Instrument	2025085612

Lender

Name	PEN AIR FCU
Type	Credit Union
Address	PENSACOLA, FL 32514

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 6, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Sep 1, 2022
Property Address	1092 PINE TOP LN, CANTONMENT, FL 32533-7801
Document Number	0088511841
Book / Page	8851 / 1841
Instrument Date	Aug 30, 2022
Instrument	2022089202
Transaction Type	Transfer
Record Updated	Feb 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2557 ELNA RD, CANTONMENT, FL 32533-8158

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 775, CANTONMENT, FL 32533-0775

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$216,410 (+2,911.13%)	$257,515 (+3,483.07%) Land $15,486 Building $242,029
2024	$2,319.00 (+2,008.18%)
2023	$110.00 (-0.9%)	$7,187 (-)	$7,187 (-) Land $7,187
2022	$111.00	$7,187	$7,187 Land $7,187

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1998–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COTTAGE HILL WATER WORKS private · serves 6,737 people · EPA ID FL1170168
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Hotwire Communications.

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