1092 Pine Point Ln NE, Townsend, GA 31331 Property Records

McIntosh County property record for 1092 Pine Point Ln NE, Townsend, GA 31331

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,230 sqft · built 1989
Lot Size	0.02 acres (871 sqft)
Owner	2 Individual Names on Record
Last Sale	$155,000 (Sep 2019)
Tax Bill	$2,434 (2025)
Deeds & Mortgages	May 2015 Mortgage Sep 2019 Sale & Second Mortgage
Flood Zone	Zone AE (high risk)
APN	`0048-B-0067`

Property Details

APN / Parcel Number

Primary APN	`0048-B-0067`
Alternative APN	`1038`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,230 sqft Heated Area
1st Floor Area	736 sqft
2nd Floor Area	494 sqft
Flooring	Wood
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1996
Exterior Material	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	871 sqft (0.02 acres)
View / Lot	Corner
Deck Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1038
Street Address	1092 PINE POINT LN NE
City	TOWNSEND
State	GA
Zip	31331-5828
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	001
Legal Description	UNIT 5A PH II JACKS BLUFF
Legal Subdivision	RIVER OAKS
Legal Phase	2
Legal Unit	5A
Jurisdiction	MCINTOSH GA
Township / Civil Division	DARIEN
Census Block Group	2
Census Block	2020
Census Tract	110202

Owner

Source: McIntosh County records, as of March 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	651 OLD PLANTATION RD, JEKYLL ISLAND, GA 31527-0725
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2015	Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED CU
Sep 13, 2019	Warranty Deed, Transfer · Stand-Alone Second Mortgage QUICKEN LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2019 · Amount on Record
Deed Sale	Sep 13, 2019 · Amount on Record
Prior Sale	Oct 9, 2002 · Amount on Record
Deed Document Number	2019805
Deed Book / Page	649 / 647
Record Updated	Jun 8, 2026

May 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCINTOSH GA
Property Address	1092 PINE POINT LN NE, TOWNSEND, GA 31331-5828
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000605/708
Date	May 4, 2015
Book Page	605/708

Lender

Name	ASSOCIATED CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2030

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCINTOSH GA
Recording Date	Sep 13, 2019
Property Address	1092 PINE POINT LN NE, TOWNSEND, GA 31331-5828
Document Number	000649/647
Book / Page	649 / 647
Instrument Date	Sep 13, 2019
Instrument	2019-000805
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 OLD PLANTATION RD, JEKYLL ISLAND, GA 31527-0725

Mortgage

Document Number	0000000649/0000000650
Date	Sep 17, 2019
Book Page	0000000649/0000000650
Instrument	001736

Lender

Name	QUICKEN LOANS

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: McIntosh County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	McIntosh County
Unified School District	McIntosh County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,434.00 (+7.99%)	$82,960 (+2.42%) Land $28,000 Building $54,960	$207,400 (+2.42%) Land $70,000 Building $137,400
2023	$2,254.00 Homeowner's exemption	$81,000 Land $28,000 Building $53,000	$202,500 Land $70,000 Building $132,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 21 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	42 units insured incl. 21 condo units
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 99.2% of Georgia
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCINTOSH COUNTY-CRESCENT COMMUNITY WS serves 3,406 people · EPA ID GA1910021
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Darien Telephone Company Cable	1,000 / 250

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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