1092 Nickajack Rd, Franklin, NC 28734 Property Records

Macon County property record for 1092 Nickajack Rd, Franklin, NC 28734

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,500 sqft · built 1983
Lot Size	0.96 acres (41,818 sqft)
Owner	Individual Name on File
Last Sale	$337,000 (Dec 2025)
Tax Bill	$946 (2026)
Deeds & Mortgages	Dec 2025 Sale & Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7503911560`

Property Details

APN / Parcel Number

Primary APN	`7503911560`
Alternative APNs	`0301936` `142260` `161766`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,500 sqft Heated Area
1st Floor Area	750 sqft
Upper Floors Area	750 sqft
Utility Area	96 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1991
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	41,818 sqft (0.96 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Slab
Porch Area	294 sqft
Deck Area	320 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	161766
Street Address	1092 NICKAJACK RD
City	FRANKLIN
State	NC
Zip	28734-3607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	RD 1674
Jurisdiction	MACON NC
Township / Civil Division	ELLIJAY
Census Block Group	3
Census Block	3021
Census Tract	970600

Owner

1092 Nickajack Rd is owned and occupied by an individual who bought it in December 2025.

Source: Macon County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	1092 NICKAJACK RD, FRANKLIN, NC 28734-3607
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
May 4, 2018	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2025 · Amount on File
Deed Sale	Dec 30, 2025 · Amount on File
Prior Sale	May 4, 2018 · Amount on File
Deed Document Number	20258075
Deed Book / Page	44 / 1655
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Dec 30, 2025
Property Address	1092 NICKAJACK RD, FRANKLIN, NC 28734-3607
Document Number	00D44/1655
Book / Page	D-44 / 1655
Instrument Date	Dec 30, 2025
Instrument	2025008075
Transaction Type	Transfer
Record Updated	Jan 9, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$674.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1092 NICKAJACK RD, FRANKLIN, NC 28734-3607

Mortgage

Document Number	2025008076
Date	Dec 30, 2025
Instrument	2025008076

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	May 4, 2018
Property Address	1092 NICKAJACK RD, FRANKLIN, NC 28734-3607
Document Number	O38/1119
Book / Page	O-38 / 1119
Instrument Date	Apr 27, 2018
Instrument	2018002972
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$329.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1092 NICKAJACK RD, FRANKLIN, NC 28734-3607

Mortgage

Document Number	2018002973
Date	May 4, 2018
Instrument	2018002973

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 1092 Nickajack Rd was $946.

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$946.00	$260,050 (-) Land $29,970 Building $230,080	$260,050 (-) Land $29,970 Building $230,080
2025	$946.00	$260,050 Land $29,970 Building $230,080	$260,050 Land $29,970 Building $230,080
2023	$934.00	$260,050 Land $29,970 Building $230,080	$260,050 Land $29,970 Building $230,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1092 Nickajack Rd in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	11 (2004–2024)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 5 claims Hurricane Ivan, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1092 Nickajack Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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