1092 NE 103rd Ave, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 1092 NE 103rd Ave, Okeechobee, FL 34974

Property Summary

Property TypeMobile Home
Details1,152 sqft · built 2004
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on File
Last Sale$190,000 (Feb 2026)
Tax Bill$1,544 (2025)
Deeds & MortgagesFeb 2026 Sale & Mortgage
Jun 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN1-15-37-36-0A00-00002-1310

Property Details

APN / Parcel Number

Primary APN1-15-37-36-0A00-00002-1310
Alternative APN
  • R11537360A00000021310

Interior

Stories1 Story
Building Area1,152 sqft Living Area
Gross Area1,649 sqft
1st Floor Area1,152 sqft
Utility Area179 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleMobile Home
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof MaterialMetal
Lot Area43,560 sqft (1 acres)
PorchFinished/Open Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1092 NE 103RD AVE
CityOKEECHOBEE
StateFL
Zip34974-8244
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionLOT 131, "SPOT-IN-THE-SUN UNIT II", AN UNRECORDED SUBDIVISION PREPARED BY LELAND DYALS' LAND SURVEYING, LS #2804, NO DATE, NO DRAWING NUMBER, NO SHEET NUMBER (A SIZE-REDUCED COPY AND AFFIDAVIT OF WHICH HAS SUBSEQUENTLY BEEN RECORDED IN OFFICIAL RECOR
Legal Range36E
Legal Township37S
Legal Section15
Legal SubdivisionSPOT-IN-THE-SUN UNIT II
Legal Lot Number131
Legal Unit2
JurisdictionOKEECHOBEE FL
Township / Civil DivisionOKEECHOBEE
Census Block Group1
Census Block1003
Census Tract910401

Owner

1092 NE 103rd Ave, a mobile home, is owned and occupied by an individual who bought it in February 2026.

Source: Okeechobee County records, as of April 6, 2026

Owner of RecordIndividual Name on File
Mailing Address1092 NE 103RD AVE, OKEECHOBEE, FL 34974-8244
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2026Warranty Deed, Transfer · Conventional Mortgage
SOUTHWEST FUNDING LP
Jun 6, 2018Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Sep 1, 2017Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 25, 2026 · Amount on File
Deed SaleFeb 25, 2026 · Amount on File
Prior SaleSep 1, 2017 · Amount on File
Deed Document Number20262136
Record UpdatedOct 29, 2026

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateFeb 25, 2026
Property Address1092 NE 103RD AVE, OKEECHOBEE, FL 34974-8244
Document Number0000002136
Map ReferenceMB 235 PG 1846
Instrument DateFeb 25, 2026
Instrument2026002136
Transaction TypeTransfer
Record UpdatedMar 10, 2026
Title CompanyOKEE-TANTIE TITLE COMPANY INC, OKEE TANTIE TITLE CO INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,330.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1092 NE 103RD AVE, OKEECHOBEE, FL 34974-8244

Transferred To (Grantee/Buyer)

NameVerified Name
Address1092 NE 103RD AVE, OKEECHOBEE, FL 34974-8244

Mortgage

Document Number0000002137
DateFeb 25, 2026
Instrument2026002137
Lender
NameSOUTHWEST FUNDING LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2056

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address1092 NE 103RD AVE, OKEECHOBEE, FL 34974-8244
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0008081075
DateJun 6, 2018
Book Page0808/1075
Instrument2018007349
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term352 Months
DueOct 1, 2047

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateSep 1, 2017
Property Address1092 NE 103RD AVE, OKEECHOBEE, FL 34974-8244
Document Number0007951254
Book / Page0795 / 1254
Instrument DateSep 1, 2017
Instrument2017008662
Transaction TypeTransfer
Record UpdatedMay 25, 2021
Title CompanyOKEE TANTIE TITLE CO INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$633.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1092 NE 103RD AVE, 1092, OKEECHOBEE, FL 34974-8244

Transferred To (Grantee/Buyer)

NameVerified Name
Address1092 NE 103RD AVE, OKEECHOBEE, FL 34974-8244

Mortgage

Document Number7951257
DateSep 1, 2017
Instrument0795/1257
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1092 NE 103rd Ave was $1,544 with a homeowner's exemption.

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,544.00 Homeowner's exemption$101,133$166,475 Land $40,000 Building $126,475
2023$1,283.00 (+12.25%) Homeowner's exemption$86,328 (+3%)$154,600 (+26.46%) Land $30,000 Building $124,600
2022$1,143.00 Homeowner's exemption$83,814$122,256 Land $22,000 Building $100,256

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1092 NE 103rd Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 24 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies24 in force
Nearby Flood Claims4 (2004–2005)
Claims Outside the SFHA3 of 4
Most Recent ClaimOct 2005 · Hurricane Wilma
Claims by Event
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1092 NE 103rd Ave is moderate, ranking above 64% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · lower than 60% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
25 / 3

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