1092 N Pointe Dr, Normal, IL 61761 Property Records

McLean County property record for 1092 N Pointe Dr, Normal, IL 61761 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,278 sqft · built 2007
Lot Size0.171 acres (7,458 sqft)
OwnerIndividual Name on File
Last Sale$340,000 (Jun 2022)
Tax Bill$8,537 (2024)
Deeds & MortgagesMay 2012 Mortgage
Dec 2010 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN14-24-251-053

Property Details

APN / Parcel Number

Primary APN14-24-251-053

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,278 sqft Living Area
1st Floor Area1,049 sqft
Basement Area1,033 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area7,458 sqft (0.171 acres)
Lot Dimensions110 ft deep x 65.3 ft wide
Garage Area691 sqft
PorchOpen Frame Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1092 N POINTE DR
CityNORMAL
StateIL
Zip61761-9751
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEAGLES LANDING SUB 4TH ADD LT 461
Legal Range02E
Legal Township24N
Legal Section24
Legal SubdivisionEAGLES LANDING SUB
Legal Lot Number461
JurisdictionMCLEAN IL
Township / Civil DivisionNORMAL
Census Block Group1
Census Block1017
Census Tract507

Owner

Source: McLean County records · APN 14-24-251-053

Assessment roll updated April 8, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1092 N POINTE DR, NORMAL, IL 61761-9751
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 01, 2012Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Dec 14, 2010Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGE SERVICES III LLC
Jan 25, 2006Deed of Trust, Mortgage · Construction Mortgage
HEARTLAND BANK & TRUST CO
Jun 05, 2013Deed of Trust, Mortgage · Conventional Mortgage
BUSEY BANK
Jul 12, 2010Deed of Trust, Mortgage · Conventional Mortgage
PNC MORTGAGE LLC
Jun 16, 2022Warranty Deed, Transfer · Conventional Mortgage
CEFCU
Apr 07, 2008Warranty Deed, Transfer
NATIONAL CITY MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 16, 2022 · Amount on Record
Deed SaleJun 16, 2022 · Amount on Record
Prior SaleApr 07, 2008 · Amount on Record
Deed Document Number202210858
Record UpdatedJun 08, 2026

May 2012: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address1092 N POINTE DR, NORMAL, IL 61761-9751
Transaction TypeMortgage
Record UpdatedApr 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201200010767
DateMay 01, 2012
Instrument2012-00010767
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueMar 01, 2042
Interest
Rate TypeFixed Rate
Rate3%
Type Change DateMar 01, 2017
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8%
Index1-Year LIBOR
Max Rate8%

December 2010: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address1092 N POINTE DR, NORMAL, IL 61761-9751
Transaction TypeMortgage
Record UpdatedApr 13, 2026
Title CompanyFRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201000032096
DateDec 14, 2010
Instrument2010-00032096
Lender
NameMORTGAGE SERVICES III LLC
TypeLending Institution
AddressBLOOMINGTON, IL 61704
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 01, 2026

January 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address1092 N POINTE DR, NORMAL, IL 61761-9751
Transaction TypeMortgage
Record UpdatedApr 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number200600002089
DateJan 25, 2006
Instrument2006-00002089
Lender
NameHEARTLAND BANK & TRUST CO
TypeBank
AddressNORMAL, IL 61761
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

June 2013: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address1092 N POINTE DR, NORMAL, IL 61761-9751
Transaction TypeMortgage
Record UpdatedApr 13, 2026
Title CompanyMCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201300014108
DateJun 05, 2013
Instrument2013-00014108
Lender
NameBUSEY BANK
TypeBank
AddressBLOOMINGTON, IL 61704
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 01, 2028

July 2010: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address1092 N POINTE DR, NORMAL, IL 61761-9751
Transaction TypeMortgage
Record UpdatedApr 13, 2026
Title CompanyFIRST COUNTY TITLE, FIRST COMMUNITY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201000015295
DateJul 12, 2010
Instrument2010-00015295
Lender
NamePNC MORTGAGE LLC
TypeLending Institution
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2040

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateJun 16, 2022
Property Address1092 N POINTE DR, NORMAL, IL 61761-9751
Document Number202200010858
Map ReferenceDOC 2004-00014655
Instrument DateJun 10, 2022
Instrument2022-00010858
Transaction TypeTransfer
Record UpdatedApr 13, 2026
Title CompanyFTC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$340.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address1092 NORTH POINTE DR, NORMAL, IL 61761-9751

Mortgage

Document Number202200010859
DateJun 16, 2022
Instrument2022-00010859
Lender
NameCEFCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2052

April 2008: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateApr 07, 2008
Property Address1092 N POINTE DR, NORMAL, IL 61761-9751
Document Number200800009406
Instrument DateApr 03, 2008
Instrument2008-00009406
Transaction TypeTransfer
Record UpdatedApr 13, 2026
Title CompanyFRONTIER TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$367.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number200800009407
DateApr 07, 2008
Instrument2008-00009407
Lender
NameNATIONAL CITY MORTGAGE
TypeMortgage Company
Agreement
AmountAmount Recorded
Term361 Months
DueMay 01, 2038
Interest
Rate TypeAdjustable Rate
Rate5.37%
AdjustableAdjustable Rate Rider
Type Change DateApr 03, 2008
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change10.3%
Index1-Year LIBOR
Max Rate10.3%

Mortgage

Document Number200800009408
DateApr 07, 2008
Instrument2008-00009408
Lender
NameNATIONAL CITY BANK
TypeBank
AddressBRECKSVILLE, OH 44141
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 01, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcLean County
County SubdivisionNormal Township
MunicipalityNormal Town
Unified School DistrictMcLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$121,308 (+21.89%) Land $24,417 Building $96,891$363,924 (+21.89%) Land $73,251 Building $290,673
2024$8,537.00 (+6.66%)
2023$8,004.00 (+6.2%)$99,524 (+10.69%) Land $20,032 Building $79,492$298,572 (+10.69%) Land $60,096 Building $238,476
2022$7,537.00$89,912 Land $18,097 Building $71,815$269,736 Land $54,291 Building $215,445

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLean County (17113C), updated June 27, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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