1092 N Main St, Rochelle, IL 61068 Property Records

Ogle County property record for 1092 N Main St, Rochelle, IL 61068

Property Summary

Property Type	Single Family Home
Details	1,542 sqft · built 1970
Lot Size	0.179 acres (7,832 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (Apr 2025)
Tax Bill	$4,827 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-24-127-034`

Property Details

APN / Parcel Number

Primary APN	`24-24-127-034`

Interior

Stories	1 Story
Building Area	1,542 sqft Living Area
Basement Area	1,542 sqft
Unfinished Basement	1,554 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	7,832 sqft (0.179 acres)

Location & Zoning

Street Address	1092 N MAIN ST
City	ROCHELLE
State	IL
Zip	61068-1712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK: TWP:0 SECT/LOT: LOT 16 MAYS ADD CITY OF ROCHELLE
Legal Subdivision	MAYS ADD
Legal Lot Number	16
Jurisdiction	OGLE IL
Township / Civil Division	FLAGG
Census Block Group	2
Census Block	2016
Census Tract	961100

Owner

Source: Ogle County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1092 N MAIN ST, ROCHELLE, IL 61068-1712
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2021	Warranty Deed, Transfer · Conventional Mortgage HOLCOMB STATE BANK
Jun 22, 2017	Quit Claim Deed, Mortgage · Conventional with PMI FIRST NAT'L BK&TR/ROCHELLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2025 · Amount on Record
Deed Sale	Apr 29, 2025 · Amount on Record
Prior Sale	Sep 10, 2021 · Amount on Record
Deed Document Number	20252008
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLE IL
Recording Date	Sep 10, 2021
Property Address	1092 N MAIN ST, ROCHELLE, IL 61068-1712
Document Number	0000006617
Map Reference	BK F PG 56
Instrument Date	Sep 9, 2021
Instrument	202106617
Transaction Type	Transfer
Record Updated	Jan 7, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$184.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3920 S CENTER RD, ROCHELLE, IL 61068-9736

Mortgage

Document Number	0000006618
Date	Sep 10, 2021
Instrument	202106618

Lender

Name	HOLCOMB STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

June 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	OGLE IL
Recording Date	Jun 22, 2017
Property Address	1092 N MAIN ST, ROCHELLE, IL 61068-1712
Document Number	0000003468
Instrument Date	Jun 6, 2017
Instrument	3468
Transaction Type	Mortgage
Record Updated	Jul 7, 2017
Title Company	KENZLEY TITLE GROUP LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1092 N MAIN ST ROCHELLE IL 610681712, ROCHELLE, IL 61068-1712

Mortgage

Document Number	3469
Date	Jun 22, 2017
Instrument	3469

Lender

Name	FIRST NAT'L BK&TR/ROCHELLE
Type	Bank
Address	ROCHELLE, IL 61068

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2047

Interest

Rate	4%

Tax Assessment & Valuation

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ogle County
County Subdivision	Flagg Township
Municipality	Rochelle City
Elementary School District	Rochelle Community Consolidated District 231 (PK - 08)
Secondary School District	Rochelle Township High School District 212 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,827.00 (+116.36%)	$57,599 (+49.6%) Land $10,563 Building $47,036	$172,797 (+49.6%) Land $31,689 Building $141,108
2023		$38,501 Land $7,432 Building $31,069	$115,503 Land $22,296 Building $93,207
2022	$2,231.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	23 (1987–2017)
Claims Outside the SFHA	2 of 23
Most Recent Claim	Jul 2017 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Jun 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHELLE serves 9,446 people · EPA ID IL1410500
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: DNA Communications.

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