1092 N 900 W, Orem, UT 84057 Property Records

Utah County property record for 1092 N 900 W, Orem, UT 84057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.25 ba · 1,377 sqft · built 1977
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$471,059 (Aug 2023)
Tax Bill	$2,063 (2025)
Deeds & Mortgages	Aug 2023 Second Mortgage Aug 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`44-023-0001`

Property Details

APN / Parcel Number

Primary APN	`44-023-0001`
Alternative APN	`060876`

Interior

Bedrooms	3 Beds
Full Baths	2.25 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,377 sqft Living Area
Gross Area	2,754 sqft
1st Floor Area	1,377 sqft
Basement Area	1,377 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1994
Architectural Style	A-Frame
Exterior Material	Brick/Stone
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Carport
Garage Area	540 sqft
Carport	Carport
Carport Area	540 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	281 sqft
Patio Area	257 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	060876
Street Address	1092 N 900 W
City	OREM
State	UT
Zip	84057-3012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1, PLAT A, KEL-LIN ACRES
Legal Subdivision	KEL-LIN ACRES
Legal Lot Number	1
Jurisdiction	UTAH UT
Township / Civil Division	PROVO-OREM
Census Block Group	3
Census Block	3018
Census Tract	706

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1092 N 900 W, OREM, UT 84057-3012
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECURITY NATIONAL MORTGAGE CO
Aug 22, 2023	Warranty Deed, Transfer · FHA Mortgage SECURITY NATIONAL MORTGAGE CO
May 14, 2020	Quit Claim Deed, Transfer LOW VA RATES LLC
Jan 12, 2018	Deed of Trust, Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2023 · Amount on Record
Deed Sale	Aug 22, 2023 · Amount on Record
Prior Sale	May 14, 2020 · Amount on Record
Deed Document Number	202355132
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1092 N 900 W, OREM, UT 84057-3012
Transaction Type	Mortgage
Record Updated	Aug 29, 2023
Title Company	US TITLE INSURANCE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055147
Date	Aug 22, 2023
Instrument	55147:2023

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84123

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Aug 22, 2023
Property Address	1092 N 900 W, OREM, UT 84057-3012
Document Number	0000055132
Instrument Date	Aug 21, 2023
Instrument	55132:2023
Transaction Type	Transfer
Record Updated	Aug 29, 2023
Title Company	PRO TITLE, PRO TITLE & ESCROW INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1092 N 900 W, OREM, UT 84057-3012

Mortgage

Document Number	0000055146
Date	Aug 22, 2023
Instrument	55146:2023

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UTAH UT
Recording Date	May 14, 2020
Property Address	1092 N 900 W, OREM, UT 84057-3012
Document Number	0000065076
Instrument Date	May 14, 2020
Instrument	65076
Transaction Type	Transfer
Record Updated	Jun 3, 2020
Title Company	ELEVATED TITLE LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1092 N 900 W OREM UT 840573012, OREM, UT 84057-3012

Mortgage

Document Number	65077
Date	May 14, 2020
Instrument	65077

Lender

Name	LOW VA RATES LLC
Address	LINDON, UT 84042

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 13, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1092 N 900 W, OREM, UT 84057-3012
Document Number	0000005560
Instrument Date	Jan 12, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1092 N 900 W OREM UT 840573012, OREM, UT 84057-3012

Mortgage

Document Number	0000005560
Date	Jan 18, 2018
Instrument	5560

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 17, 2048

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Orem City
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$266,475 (-43.42%)	$484,500 (+2.87%) Land $211,700 Building $272,800
2025	$2,063.00	$471,000 (+100.51%) Land $211,700 Building $259,300	$471,000 (+10.28%) Land $211,700 Building $259,300
2024	$2,063.00 (+15.44%)
2023	$1,787.00 (-12.53%)	$234,905	$427,100 Land $201,600 Building $225,500
2022	$2,043.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREM CITY WATER SYSTEM serves 98,129 people · EPA ID UTAH25020
Water Source	Purchased surface water from CENTRAL UTAH WCD - UTAH VALLEY
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Wasatch Broadband Fixed Wireless	900 / 900
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Utah Broadband.

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