1092 Morado Dr, Cincinnati, OH 45238 Property Records

Hamilton County property record for 1092 Morado Dr, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,668 sqft · built 1952
Lot Size	0.149 acres (6,490 sqft)
Owner	Individual Name on Record
Last Sale	$249,900 (Apr 2026)
Tax Bill	$3,983 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Oct 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`180-0A80-0426-00`

Property Details

APN / Parcel Number

Primary APN	`180-0A80-0426-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,668 sqft Living Area
Gross Area	2,568 sqft
1st Floor Area	1,236 sqft
Attic	Attic
Attic Area	432 sqft
Basement Area	900 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	6,490 sqft (0.149 acres)
Lot Dimensions	125 ft deep x 52 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	105 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1092 MORADO DR
City	CINCINNATI
State	OH
Zip	45238-4444
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	MORADO DR 52 X 125 LOT 81 E COVEDALE PK SUB
Legal Subdivision	COVEDALE PK SUB
Legal Lot Number	81
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2002
Census Tract	9901

Owner

Source: Hamilton County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1092 MORADO DR, CINCINNATI, OH 45238-4444
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING
Oct 24, 2023	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Oct 4, 2021	Warranty Deed, Transfer · FHA Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2026 · Amount on Record
Deed Sale	Apr 17, 2026 · Amount on Record
Prior Sale	Oct 4, 2021 · Amount on Record
Deed Document Number	202629116
Deed Book / Page	15647 / 1037
Prior Transfer Date	Feb 28, 2007
Prior Transfer Doc	0000032285
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 17, 2026
Property Address	1092 MORADO DR, CINCINNATI, OH 45238-4444
Document Number	0000029116
Book / Page	15647 / 1037
Instrument Date	Apr 9, 2026
Instrument	2026.29116
Transaction Type	Transfer
Record Updated	May 27, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50,479.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1092 MORADO DR, CINCINNATI, OH 45238-4444

Mortgage

Document Number	0000029117,
Date	Apr 17, 2026
Book Page	15647/1040
Instrument	2026.29117

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	May 1, 2051

Interest

Rate	6%
Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1092 MORADO DR, CINCINNATI, OH 45238-4444
Transaction Type	Mortgage
Record Updated	Nov 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1092 MORADO DR, CINCINNATI, OH 45238-4444

Mortgage

Document Number	0000075571
Date	Oct 24, 2023
Book Page	15028/347
Instrument	2023-0075571

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Oct 1, 2051

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 4, 2021
Property Address	1092 MORADO DR, CINCINNATI, OH 45238-4444
Document Number	0000119850
Book / Page	14515 / 2983
Map Reference	MB 58 PG 29&30
Instrument Date	Jul 2, 2021
Instrument	2021-0119850
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1092 MORADO DR, CINCINNATI, OH 45238-4444

Mortgage

Document Number	0000119851
Date	Oct 4, 2021
Instrument	2021-0119851

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,983.00 (+3.13%)	$64,562 (+%) Land $5,422 Building $59,140	$184,460 (-) Land $15,490 Building $168,970
2024	$3,862.00 (-2.2%)	$64,560 (-) Land $5,421 Building $59,139
2023	$3,949.00 (+79.01%)	$64,560 (+100.19%) Land $5,421 Building $59,139	$184,460 (+100.2%) Land $15,490 Building $168,970
2022	$2,206.00 Homeowner's exemption	$32,250 Land $5,387 Building $26,863
2020			$92,140 Land $15,390 Building $76,750

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 746 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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