Benton County property record for 1092 Main St, Centerton, AR 72719
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,348 sqft · built 1994 |
| Lot Size | 1.06 acres (46,609 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $540,000 (Nov 2024) |
| Tax Bill | $5,157 (2026) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Feb 2023 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-00059-001 |
| Primary APN | 06-00059-001 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,348 sqft Living Area |
| Gross Area | 3,132 sqft |
| 1st Floor Area | 1,044 sqft |
| Upper Floors Area | 1,304 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 46,609 sqft |
| Garage Type | Attached |
| Garage Area | 784 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,736 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 452 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1092 MAIN ST |
|---|---|
| City | CENTERTON |
| State | AR |
| Zip | 72719-9407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A PART OF THE NORTHWEST QUARTER OF THE NORTHEAST QUARTER OF SECTION 33, TOWNSHIP 20 NORTH, RANGE 31 WEST, BENTON COUNTY, ARKANSAS, BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT A POINT WHICH IS LOCATED S87*2520E 209.20 FROM A FOUND RAILR |
| Legal Range | 31 |
| Legal Township | 20 |
| Legal Section | 33 |
| Legal Subdivision | CENTERTON |
| Jurisdiction | BENTON AR |
| Township / Civil Division | 9 |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 20904 |
Source: Benton County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1092 MAIN ST, CENTERTON, AR 72719-9407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| May 16, 2023 | Warranty Deed, Transfer · Conventional Mortgage THE FIRST NATIONAL BANK OF TOM BEAN |
| Feb 27, 2023 | Deed, Transfer |
| Jan 23, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF GRAVETT |
| Jan 23, 2020 | Loan Modification, Mortgage · Conventional Mortgage BANK/GRAVETTE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 14, 2024 · Amount on Record |
| Deed Sale | Nov 14, 2024 · Amount on Record |
| Prior Sale | May 16, 2023 · Amount on Record |
| Deed Document Number | 202461178 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON AR |
| Recording Date | May 16, 2023 |
| Property Address | 1092 MAIN ST, CENTERTON, AR 72719-9407 |
| Document Number | L202323975 |
| Instrument Date | May 12, 2023 |
| Instrument | L202323975 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2023 |
| Title Company | REALTY TITLE AND CLOSING SERVICES LLC, REALTY TTL & CLOSING SVCS LL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,567.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1092 MAIN ST, CENTERTON, AR 72719-9407 |
| Document Number | L202323976 |
|---|---|
| Date | May 16, 2023 |
| Instrument | L202323976 |
| Name | THE FIRST NATIONAL BANK OF TOM BEAN |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 12, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 9.75% |
| Type Change Date | May 12, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 7.75% |
| Max Rate At Change | 11.7% |
| Index | Prime Rate |
| Max Rate | 14% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BENTON AR |
| Recording Date | Feb 27, 2023 |
| Property Address | 1092 MAIN ST, CENTERTON, AR 72719-9407 |
| Document Number | L202309266 |
| Instrument Date | Feb 27, 2023 |
| Instrument | L202309266 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $82.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 230 TOWN VU RD, CENTERTON, AR 72719-9408 |
| Name | Verified Name |
|---|---|
| Address | 1092 MAIN ST, CENTERTON, AR 72719-9407 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 1092 MAIN ST, CENTERTON, AR 72719-9407 |
| Document Number | 0000005133 |
| Instrument Date | Jan 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1092 MAIN ST CENTERTON AR 727199407, CENTERTON, AR 72719-9407 |
| Document Number | 0000005133 |
|---|---|
| Date | Jan 29, 2020 |
| Instrument | 5133 |
| Name | BANK OF GRAVETT |
|---|---|
| Type | Bank |
| Address | GRAVETTE, AR 72736 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Jan 28, 2022 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 1092 MAIN ST, CENTERTON, AR 72719-9407 |
| Document Number | 0000021067 |
| Instrument Date | Jan 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1092 MAIN ST CENTERTON AR 727199407, CENTERTON, AR 72719-9407 |
| Document Number | 0000021067 |
|---|---|
| Date | Apr 15, 2020 |
| Instrument | 21067 |
| Name | BANK/GRAVETTE |
|---|---|
| Address | 211 MAIN ST SE, GRAVETTE, AR 72736-8720 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Apr 14, 2023 |
Source: Benton County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Arkansas |
| County | Benton County |
| Municipality | Centerton City |
| Unified School District | Bentonville Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,157.00 (+1.34%) | $83,324 (-) Land $18,190 Building $65,134 | $416,620 (-) Land $90,950 Building $325,670 |
| 2025 | $5,089.00 (+142.45%) | $83,324 (+48.05%) Land $18,190 Building $65,134 | |
| 2024 | $416,620 (+48.05%) Land $90,950 Building $325,670 | ||
| 2023 | $2,099.00 Homeowner's exemption | $56,280 Land $7,490 Building $48,790 | $281,400 Land $37,450 Building $243,950 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 41% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTERTON WATERWORKS serves 27,243 people · EPA ID AR0000044 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Right Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Brightspeed Fiber | 940 / 940 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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