Hamilton County property record for 1092 Laurel Ave, Cincinnati, OH 45246
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,025 sqft · built 1950 |
| Lot Size | 0.576 acres (25,091 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $8,306 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit Oct 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 596-0003-0120-00 |
| Primary APN | 596-0003-0120-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,025 sqft Living Area |
| Gross Area | 4,730 sqft |
| 1st Floor Area | 2,025 sqft |
| Basement Area | 2,025 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 25,091 sqft (0.576 acres) |
| Lot Dimensions | 200 ft deep x 125 ft wide |
| Garage Type | Attached |
| Garage Area | 680 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 112 sqft |
| Deck Area | Deck Area |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 1092 LAUREL AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45246-4525 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAUREL AVE 125 X 200 PT LOT 114 CRAWFORD & CLARK |
| Legal Subdivision | CRAWFORD & CLARK |
| Legal Lot Number | 114 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | GLENDALE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 22400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Glendale Historic District (Boundary Increase and Decrease) listed 2018 · 78 contributing resources · National Historic Landmark (designated 1977) · NRIS 76001447 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1092 LAUREL AVE, CINCINNATI, OH 45246-4525 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 17, 2023 | Deed of Trust, Mortgage · Line of Credit GUARDIAN SAVINGS BANK |
| Oct 8, 2020 | Deed of Trust, Mortgage · Line of Credit GUARDIAN SVGS BK |
| Feb 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SVGS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2015 |
| Deed Sale | Sep 1, 2015 |
| Deed Document Number | 201593420 |
| Deed Book / Page | 12982 / 204 |
| Prior Transfer Date | Mar 24, 2005 |
| Prior Transfer Doc | 0000000479 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1092 LAUREL AVE, CINCINNATI, OH 45246-4525 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1092 LAUREL AVE, CINCINNATI, OH 45246-4525 |
| Document Number | 0000011689 |
|---|---|
| Date | Feb 17, 2023 |
| Book Page | 14856/930 |
| Instrument | 2023-0011689 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 92 Months |
| Due | Oct 7, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1092 LAUREL AVE, CINCINNATI, OH 45246-4525 |
| Document Number | 0000117676 |
| Instrument Date | Oct 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 1092 LAUREL AVE CINCINNATI OH 452464525, CINCINNATI, OH 45246-4525 |
| Document Number | 0000117676 |
|---|---|
| Date | Nov 9, 2020 |
| Book Page | 014292/001192 |
| Instrument | 117676 |
| Name | GUARDIAN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 8, 2030 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1092 LAUREL AVE, CINCINNATI, OH 45246-4525 |
| Document Number | 0000021442 |
| Instrument Date | Feb 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2020 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1092 LAUREL AVE CINCINNATI OH 452464525, CINCINNATI, OH 45246-4525 |
| Document Number | 0000021442 |
|---|---|
| Date | Mar 3, 2020 |
| Book Page | 014116/001866 |
| Instrument | 21442 |
| Name | GUARDIAN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 2, 2035 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Glendale Village |
| Unified School District | Princeton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,306.00 (+21.06%) | $120,568 (-) Land $28,203 Building $92,365 | $344,480 (-) Land $80,580 Building $263,900 |
| 2024 | $6,861.00 (-0.67%) | $120,568 (-) Land $28,203 Building $92,365 | |
| 2023 | $6,907.00 (-0.85%) | $120,568 (+21.7%) Land $28,203 Building $92,365 | $344,480 (+21.7%) Land $80,580 Building $263,900 |
| 2022 | $6,966.00 Homeowner's exemption | $99,068 Land $28,410 Building $70,658 | |
| 2020 | $283,050 Land $81,170 Building $201,880 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLENDALE VILLAGE PWS serves 2,500 people · EPA ID OH3100712 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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