1092 Granby Rd, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 1092 Granby Rd, Chicopee, MA 01020

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,555 sqft · built 1965
Lot Size0.338 acres (14,737 sqft)
OwnerIndividual Name on File
Last Sale$203,500 (Sep 2017)
Tax Bill$4,921 (2026)
Deeds & MortgagesJun 2025 Mortgage
May 2022 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APN366-00015

Property Details

APN / Parcel Number

Primary APN366-00015
Alternative APN
  • CHIC M:0366 P:00015

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,555 sqft Living Area
Gross Area3,551 sqft
1st Floor Area1,528 sqft
Basement Area1,276 sqft
Unfinished Basement1,276 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleRanch
Exterior MaterialBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area14,737 sqft (0.338 acres)
Garage TypeAttached
Pool TypeIn-Ground Pool
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number366-00015
Street Address1092 GRANBY RD
CityCHICOPEE
StateMA
Zip01020-1539
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code6
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group3
Census Block3003
Census Tract811200

Owner

1092 Granby Rd is owned and occupied by an individual who bought it in September 2017.

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address1092 GRANBY RD, CHICOPEE, MA 01020-1539
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 20, 2025Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
May 10, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
PENNYMAC LOAN SERVICES LLC
Apr 21, 2021Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Sep 25, 2017Personal Representative Deed, Transfer · FHA Mortgage
RADIUS FINANCIAL GRP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 25, 2017 · Amount on File
Deed SaleSep 25, 2017 · Amount on File
Deed Document Number201756260
Deed Book / Page21871 / 479
Record UpdatedOct 29, 2026

June 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address1092 GRANBY RD, CHICOPEE, MA 01020-1539
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number025907-312
DateJun 20, 2025
Book Page25907/312
Instrument27353
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2055

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address1092 GRANBY RD, CHICOPEE, MA 01020-1539
Transaction TypeMortgage
Record UpdatedMay 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number024540-175
DateMay 10, 2022
Book Page24540/175
Instrument28545
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term349 Months
DueJun 1, 2051

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address1092 GRANBY RD, CHICOPEE, MA 01020-1539
Transaction TypeMortgage
Record UpdatedMay 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number23835-138
DateApr 21, 2021
Book Page23835/138
Instrument26738
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2051

September 2017: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionCHICOPEE MA
Recording DateSep 25, 2017
Property Address1092 GRANBY RD, CHICOPEE, MA 01020-1539
Document Number21871-479
Book / Page21871 / 479
Instrument56260
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$30.97
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1092 GRANBY RD, CHICOPEE, MA 01020-1539

Mortgage

Document Number218710481
DateSep 25, 2017
Instrument21871/0481
Lender
NameRADIUS FINANCIAL GRP
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueSep 25, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 1092 Granby Rd was $4,921, up 7.6% from the year before.

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,921.00 (+7.59%)$322,900 (+7.03%) Land $123,800 Building $199,100$315,005 (-9.06%)
2025$4,574.00 (+5.42%)$301,700 (+2.62%) Land $113,500 Building $188,200$346,370
2024$4,339.00 (+5.44%)$294,000 (+8.25%) Land $111,200 Building $182,800
2023$4,115.00$271,600 Land $101,200 Building $170,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1092 Granby Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1092 Granby Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICOPEE WATER DEPT (MWRA)
serves 55,560 people · EPA ID MA1061000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Crossroads Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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