1092 Elk Rd, Bentonville, AR 72713 Property Records

Benton County property record for 1092 Elk Rd, Bentonville, AR 72713

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,750 sqft · built 2001
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Tax Bill	$1,814 (2026)
Deeds & Mortgages	Feb 2020 Loan Modification Feb 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`05-10049-000`

Property Details

APN / Parcel Number

Primary APN	`05-10049-000`
Alternative APNs	`35764.0` `35764`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,750 sqft Living Area
Gross Area	2,310 sqft
1st Floor Area	560 sqft
Upper Floors Area	1,190 sqft
Flooring	Carpet

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Fiberglass
Lot Area	87,120 sqft
Garage Type	Attached
Garage Area	560 sqft
Driveway	Asphalt Driveway
Driveway Area	972 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	280 sqft
Deck Area	266 sqft
Patio Area	136 sqft
Pole Barn	960 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	35764
Street Address	1092 ELK RD
City	BENTONVILLE
State	AR
Zip	72713-7374
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT W/2 SW NE BEG N396.38 E662.07 SW/C S89W330 N0E264 N89E330 S0W264 TO POB
Legal Range	30
Legal Township	19
Legal Section	18
Legal Subdivision	CAVE SPRINGS
Jurisdiction	BENTON AR
Township / Civil Division	9
Census Block Group	1
Census Block	1029
Census Tract	20607

Owner

1092 Elk Rd is owned and occupied by an individual who acquired it in May 2004.

Source: Benton County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1092 ELK RD, BENTONVILLE, AR 72713-7374
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2020	Loan Modification, Mortgage · Conventional Mortgage FIRST SEC BK
Feb 15, 2017	Loan Modification, Mortgage · Conventional Mortgage FIRST SEC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2004
Deed Sale	May 14, 2004
Prior Sale	Sep 4, 1998 · Amount on File
Deed Document Number	200420778
Record Updated	Oct 29, 2026

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BENTON AR
Property Address	1092 ELK RD, BENTONVILLE, AR 72713-7374
Document Number	0000007981
Instrument Date	Feb 12, 2020
Transaction Type	Mortgage
Record Updated	Feb 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1092 ELK RD BENTONVILLE AR 727137374, BENTONVILLE, AR 72713-7374

Mortgage

Document Number	0000007981
Date	Feb 12, 2020
Instrument	7981

Lender

Name	FIRST SEC BK
Type	Bank
Address	ROGERS, AR 72756-1841

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Feb 11, 2025

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BENTON AR
Property Address	1092 ELK RD, BENTONVILLE, AR 72713-7374
Document Number	0000M35298
Instrument Date	Feb 15, 2017
Transaction Type	Mortgage
Record Updated	Aug 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1092 ELK RD BENTONVILLE AR 727127374, BENTONVILLE, AR 72712-7374

Mortgage

Document Number	0000M35298
Date	Feb 23, 2017
Instrument	M35298

Lender

Name	FIRST SEC BK
Type	Bank
Address	BENTONVILLE, AR 72712-7944

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	36 Months
Due	Feb 22, 2020

Tax Assessment & Valuation

The 2026 property tax bill for 1092 Elk Rd was $1,814 with a homeowner's exemption, up 0.6% from the year before.

Source: Benton County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Municipality	Cave Springs City
Unified School District	Rogers Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,814.00 (+0.55%) Homeowner's exemption	$72,488 (-) Land $34,000 Building $38,488	$362,440 Land $170,000 Building $192,440
2025	$1,804.00 Homeowner's exemption	$72,488 Land $34,000 Building $38,488
2024			$362,440 (+44.28%) Land $170,000 Building $192,440
2023	$1,788.00 Homeowner's exemption	$50,240 Land $16,400 Building $33,840	$251,200 Land $82,000 Building $169,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1092 Elk Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Apr 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1092 Elk Rd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 65% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAVE SPRINGS WATERWORKS serves 5,365 people · EPA ID AR0000043
Water Source	Purchased surface water from BENTONVILLE WATER UTILITIES
Last State Inspection	Apr 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	No certified operator Feb 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: Verizon.

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