1092 E Blue Spruce Ln, Gilbert, AZ 85298 Property Records

Maricopa County property record for 1092 E Blue Spruce Ln, Gilbert, AZ 85298

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,414 sqft · built 2011
Lot Size	0.161 acres (7,029 sqft)
Owner	2 Individual Names on Record
Last Sale	$231,701 (Mar 2012)
Tax Bill	$2,521 (2025)
Deeds & Mortgages	May 2022 Reverse Mortgage Feb 2019 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`304-72-650`

Property Details

APN / Parcel Number

Primary APN	`304-72-650`
Alternative APN	`304726503`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,414 sqft Living Area
Gross Area	2,518 sqft
1st Floor Area	1,089 sqft
2nd Floor Area	1,325 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	7,029 sqft (0.161 acres)
Parking Spaces	2 Parking Spaces
Patio Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	1092 E BLUE SPRUCE LN
City	GILBERT
State	AZ
Zip	85298-7301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	FELTY FARMS MCR 739-37
Legal Range	6E
Legal Township	2S
Legal Section	17
Legal Subdivision	FELTY FARMS
Legal Lot Number	117
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	3
Census Block	3003
Census Tract	815902

Owner

Source: Maricopa County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1092 E BLUE SPRUCE LN, GILBERT, AZ 85298-7301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2022	Deed of Trust, Mortgage · Reverse Mortgage ALL REVERSE MORTGAGE INC
Feb 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Mar 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2012 · Amount on Record
Deed Sale	Mar 16, 2012 · Amount on Record
Prior Sale	Dec 15, 2010 · Amount on Record
Deed Document Number	2012219178
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1092 E BLUE SPRUCE LN, GILBERT, AZ 85298-7301
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1092 E BLUE SPRUCE LN, GILBERT, AZ 85298-7301

Mortgage

Document Number	0000404042
Date	May 9, 2022
Instrument	20220404042

Lender

Name	ALL REVERSE MORTGAGE INC
Type	Reverse Mortgage Lender
Address	ORANGE, CA 92868

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.71%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	8.71%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1092 E BLUE SPRUCE LN, GILBERT, AZ 85298-7301
Document Number	0000087780
Instrument Date	Feb 4, 2019
Transaction Type	Mortgage
Record Updated	Feb 18, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1092 E BLUE SPRUCE LN GILBERT AZ 852987301, GILBERT, AZ 85298-7301

Mortgage

Document Number	0000087780
Date	Feb 8, 2019
Instrument	87780

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 7, 2049

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1092 E BLUE SPRUCE LN, GILBERT, AZ 85298-7301
Document Number	0000232566
Instrument Date	Mar 27, 2017
Transaction Type	Mortgage
Record Updated	Apr 10, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1092 E BLUE SPRUCE LN GILBERT AZ 852987301, GILBERT, AZ 85298-7301

Mortgage

Document Number	0000232566
Date	Apr 3, 2017
Instrument	232566

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Chandler Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$47,950 (+50.37%)	$479,500 (+3.95%) Land $95,900 Building $383,600
2025	$2,521.00 (+3.53%)	$31,889 (-35.79%)	$461,300 (-7.11%) Land $92,200 Building $369,100
2024		$49,660	$496,600 Land $99,300 Building $397,300
2023	$2,435.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.6% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 500
Verizon Fixed Wireless	300 / 20
AirFiber WISP Fixed Wireless	100 / 25
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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