1092 Cardiff, Casper, WY 82609 Property Records

Natrona County property record for 1092 Cardiff, Casper, WY 82609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,296 sqft · built 1976
Lot Size	0.278 acres (12,100 sqft)
Owner	Individual Name on File
Tax Bill	$1,923 (2026)
Deeds & Mortgages	Nov 2023 Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3379-12-30-8-00500`

Property Details

APN / Parcel Number

Primary APN	`3379-12-30-8-00500`
Alternative APNs	`03410016000100` `R0019755`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area
Basement Area	1,200 sqft
Finished Basement	600 sqft
Unfinished Basement	600 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,100 sqft (0.278 acres)
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	R0019755
Street Address	1092 CARDIFF
City	CASPER
State	WY
Zip	82609-2426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EASTGATE BLK 16 LOT 1
Legal Range	79W
Legal Township	33N
Legal Section	12
Legal Subdivision	EASTGATE
Legal Block	16
Legal Lot Number	1
Jurisdiction	NATRONA WY
Township / Civil Division	CASPER
Census Block Group	2
Census Block	2010
Census Tract	502

Owner

1092 Cardiff is owned and occupied by an individual.

Source: Natrona County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	1092 CARDIFF, CASPER, WY 82609-2426
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2023	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Aug 30, 2021	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Apr 15, 2020	Deed of Trust, Mortgage · Line of Credit US BANK NA
Dec 14, 2019	Deed of Trust, Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NATRONA WY
Property Address	1092 CARDIFF, CASPER, WY 82609-2426
Transaction Type	Mortgage
Record Updated	Dec 13, 2023
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1092 CARDIFF, CASPER, WY 82609-2426

Mortgage

Document Number	0001148022
Date	Nov 21, 2023
Instrument	1148022

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	481 Months
Due	Dec 1, 2063

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NATRONA WY
Property Address	1092 CARDIFF, CASPER, WY 82609-2426
Transaction Type	Mortgage
Record Updated	Sep 8, 2021
Title Company	FIDELITY TITLE VANCOUVER-TITLE, FIDELITY TITLE IRVINE TIT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001110499
Date	Aug 30, 2021
Instrument	1110499

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NATRONA WY
Property Address	1092 CARDIFF, CASPER, WY 82609-2426
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001079835
Date	Apr 15, 2020
Instrument	1079835

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 4, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NATRONA WY
Property Address	1092 CARDIFF, CASPER, WY 82609-2426
Document Number	0001075227
Instrument Date	Dec 14, 2019
Transaction Type	Mortgage
Record Updated	Feb 6, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SYNRGO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1092 CARDIFF CASPER WY 826092426, CASPER, WY 82609-2426

Mortgage

Document Number	0001075227
Date	Jan 2, 2020
Instrument	1075227

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 1092 Cardiff was $1,923, down 0.1% from the year before.

Source: Natrona County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Wyoming
County	Natrona County
Municipality	Casper City
Unified School District	Natrona County School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,923.00 (-0.05%)	$26,397 (+38.52%) Land $7,410 Building $18,987	$279,069 (+2.24%) Land $79,207 Building $199,862
2025	$1,924.00	$19,057 Land $5,344 Building $13,713	$272,951 Land $80,485 Building $192,466
2023		$31,463 Land $6,886 Building $24,577	$331,184 Land $72,479 Building $258,705
2022	$2,293.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1092 Cardiff in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 2, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1092 Cardiff is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.9% of Wyoming
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CASPER serves 59,000 people · EPA ID WY5601415
Water Source	Purchased surface water from CENTRAL WY REGIONAL WATER SYSTEM JPB
Last State Inspection	Jun 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Mountain West Technologies Fixed Wireless	300 / 50
Visionary Broadband Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: AT&T, Verizon.

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