1092 Beechnut Ln, Moneta, VA 24121 Property Records

Bedford County property record for 1092 Beechnut Ln, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,845 sqft · built 1988
Lot Size	1.05 acres (45,738 sqft)
Owner	2 Trust Names on Record
Last Sale	$880,000 (Oct 2023)
Tax Bill	$3,123 (2026)
Deeds & Mortgages	Oct 2023 Sale May 2022 Second Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`242B 1 9`

Property Details

APN / Parcel Number

Primary APN	`242B 1 9`
Alternative APNs	`24216500` `494729`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,845 sqft Living Area
1st Floor Area	1,500 sqft
Basement Area	1,500 sqft
Finished Basement	1,500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	45,738 sqft (1.05 acres)
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	40 sqft
Deck Area	603 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1092 BEECHNUT LN
City	MONETA
State	VA
Zip	24121-2001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKEVIEW KNOLL LT 9
Legal Subdivision	LAKEVIEW KNOLL
Legal Lot Number	9
Jurisdiction	BEDFORD VA
Township / Civil Division	2
Census Block Group	1
Census Block	1010
Census Tract	30503

Owner

Source: Bedford County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	11580 E LYNCHBURG SALEM TPKE, FOREST, VA 24551-3754
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2023	Warranty Deed, Transfer ACQUISITION TITLE AND SETTLEMENT, ACQUISITION TITLE AND STLMNT
May 5, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MEMBER ONE FEDERAL CREDIT UNION
Aug 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MEMBER ONE FEDERAL CREDIT UNION
Feb 2, 2017	Special Warranty Deed, Transfer · Stand-Alone First Mortgage PARTY III

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2023 · Amount on Record
Deed Sale	Oct 11, 2023 · Amount on Record
Prior Sale	Feb 2, 2017 · Amount on Record
Deed Document Number	20238475
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Oct 11, 2023
Property Address	1092 BEECHNUT LN, MONETA, VA 24121-2001
Document Number	0230008475
Instrument Date	Oct 10, 2023
Instrument	230008475
Transaction Type	Transfer
Record Updated	Nov 8, 2023
Title Company	ACQUISITION TITLE AND SETTLEMENT, ACQUISITION TITLE AND STLMNT

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11580 E LYNCHBURG SALEM TPKE, FOREST, VA 24551-3754

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1092 BEECHNUT LN, MONETA, VA 24121-2001
Transaction Type	Mortgage
Record Updated	May 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220005262
Date	May 5, 2022
Instrument	220005262

Lender

Name	MEMBER ONE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 3, 2042

Interest

Rate Type	Fixed Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1092 BEECHNUT LN, MONETA, VA 24121-2001
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210011824
Date	Aug 16, 2021
Instrument	210011824

Lender

Name	MEMBER ONE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

Interest

Rate Type	Fixed Rate
Rate	3.13%

February 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Feb 2, 2017
Property Address	1092 BEECHNUT LN, MONETA, VA 24121-2001
Document Number	170001067
Instrument Date	Jan 30, 2017
Instrument	170001067
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	170001068
Date	Feb 2, 2017
Instrument	170001068

Lender

Name	PARTY III
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,123.00	$761,900 (+1%) Land $400,000 Building $361,900
2023	$3,123.00 Additional exemption filed	$380,950	$761,900 Land $400,000 Building $361,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1992–2005)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2024–2026) action level 15 ppb
Copper	1.52 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
SMLW Broadband Fixed Wireless	1,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: ZiTEL.

Cell Coverage

5G (outdoors only) and 4G LTE

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