10919 Speeks Ct, Midlothian, VA 23112 Property Records

Chesterfield County property record for 10919 Speeks Ct, Midlothian, VA 23112

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,008 sqft · built 1984
Lot Size0.221 acres (9,627 sqft)
OwnerCompany Name on Record
Last Sale$245,000 (Oct 2023)
Tax Bill$2,299 (2026)
Deeds & MortgagesJul 2022 Refinance
Oct 2023 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN04906100E00C004

Property Details

APN / Parcel Number

Primary APN04906100E00C004
Alternative APNs
  • 745-68-51-29-600-000
  • 342810001
  • 467832000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,008 sqft Finished Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area9,627 sqft (0.221 acres)
Deck Area205 sqft
Patio Area205 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic

Location & Zoning

Account Number467832000
Street Address10919 SPEEKS CT
CityMIDLOTHIAN
StateVA
Zip23112-3343
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR9 - SINGL
Legal DescriptionWILLIAM GWYN EST L 4 BK C SE E
Legal SubdivisionWILLIAM GWYN ESTATES
Legal BlockC
Legal Lot Number4
JurisdictionCHESTERFIELD VA
Township / Civil DivisionCLOVER HILL
Census Block Group3
Census Block3015
Census Tract100919

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address14026 BETHANY CHURCH RD, MONTPELIER, VA 23192-2603
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 26, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
ROCKET MORTGAGE LLC
Oct 11, 2023Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Dec 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 11, 2023 · Amount on Record
Deed SaleOct 11, 2023 · Amount on Record
Prior SaleOct 1, 2009 · Amount on Record
Deed Document Number202330890
Deed Book / Page14392 / 674
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTERFIELD VA
Property Address10919 SPEEKS CT, MIDLOTHIAN, VA 23112-3343
Transaction TypeMortgage
Record UpdatedMay 7, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number014037-140
DateJul 26, 2022
Book Page14037/140
Instrument2022033175
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueAug 1, 2052
Interest
Rate TypeFixed Rate
Rate6.38%

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESTERFIELD VA
Recording DateOct 11, 2023
Property Address10919 SPEEKS CT, MIDLOTHIAN, VA 23112-3343
Document Number014392-674
Book / Page14392 / 674
Instrument DateOct 5, 2023
Instrument2023030890
Transaction TypeTransfer
Record UpdatedOct 25, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14026 BETHANY CHURCH RD, MONTPELIER, VA 23192-2603

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTERFIELD VA
Property Address10919 SPEEKS CT, MIDLOTHIAN, VA 23112-3343
Document Number13117207
Instrument DateDec 4, 2020
Transaction TypeMortgage
Record UpdatedJan 12, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address10919 SPEEKS CT MIDLOTHIAN VA 231123343, MIDLOTHIAN, VA 23112-3343

Mortgage

Document Number13117207
DateDec 8, 2020
Book Page013117/000207
Instrument67796
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 7, 2050
Interest
Rate TypeFixed Rate
Rate2.99%

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyChesterfield County
Unified School DistrictChesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,299.00 (+22.29%)$255,600 (+4.75%) Land $57,000 Building $198,600$255,600 (+4.75%) Land $57,000 Building $198,600
2025$244,000 (+19.67%) Land $55,000 Building $189,000$244,000 (+19.67%) Land $55,000 Building $189,000
2023$1,880.00$203,900 Land $50,000 Building $153,900$203,900 Land $50,000 Building $153,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1999)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHESTERFIELD CO CENTRAL WATER SYSTEM
serves 389,897 people · EPA ID VA4041845
Water SourceSurface water
Last State InspectionAug 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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