10918 E 8th Ave, Spokane Valley, WA 99206 Property Records

Spokane County property record for 10918 E 8th Ave, Spokane Valley, WA 99206

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,908 sqft · built 1986
Lot Size	0.232 acres (10,109 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Dec 2022)
Tax Bill	$4,095 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`45213.2702`

Property Details

APN / Parcel Number

Primary APN	`45213.2702`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,908 sqft Living Area
Gross Area	2,484 sqft
1st Floor Area	1,024 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2022
Architectural Style	Split Foyer
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,109 sqft (0.232 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	150 sqft
Patio Area	80 sqft
Canopy	150 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	10918 E 8TH AVE
City	SPOKANE VALLEY
State	WA
Zip	99206-5571
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	GRAFOS ADD LT 2 BLK 1
Legal Range	44E
Legal Township	25N
Legal Section	21
Legal Subdivision	GRAFOS ADD
Legal Block	1
Legal Lot Number	2
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2010
Census Tract	12600

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10918 E 8TH AVE, SPOKANE VALLEY, WA 99206-5571
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK
Dec 5, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jul 30, 2019	Deed of Trust, Mortgage · Commercial Mortgage UMPQUA BANK
Feb 16, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage UMPQUA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2022 · Amount on Record
Deed Sale	Dec 5, 2022 · Amount on Record
Prior Sale	Feb 5, 2003 · Amount on Record
Deed Document Number	20227256672
Prior Transfer Date	Feb 10, 2017
Prior Transfer Doc	0006579555
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10918 E 8TH AVE, SPOKANE VALLEY, WA 99206-5571
Transaction Type	Mortgage
Record Updated	Apr 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007045848
Date	Mar 11, 2021
Instrument	7045848

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Dec 5, 2022
Property Address	10918 E 8TH AVE, SPOKANE VALLEY, WA 99206-5571
Document Number	0007256672
Map Reference	VOL 18 PG 4
Instrument Date	Nov 29, 2022
Instrument	7256672
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,405.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10918 E 8TH AVE, SPOKANE VALLEY, WA 99206-5571

Mortgage

Document Number	0007256673
Date	Dec 5, 2022
Instrument	7256673

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10918 E 8TH AVE, SPOKANE VALLEY, WA 99206-5571
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006826898
Date	Jul 30, 2019
Instrument	6826898

Lender

Name	UMPQUA BANK
Type	Bank
Address	SPOKANE, WA 99201

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOKANE WA
Recording Date	Feb 16, 2017
Property Address	10918 E 8TH AVE, SPOKANE VALLEY, WA 99206-5571
Document Number	0006579555
Map Reference	VOL18 PG4
Instrument Date	Feb 10, 2017
Instrument	6579555
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10918 E 8TH AVE, SPOKANE VALLEY, WA 99206-5571

Mortgage

Document Number	0006579556
Date	Feb 16, 2017
Instrument	6579556

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,095.00 (-5.86%)	$366,200 (+16.4%) Land $110,000 Building $256,200	$366,200 (+16.4%) Land $110,000 Building $256,200
2025	$4,350.00 (+31.26%)
2024		$314,600 (+24.79%) Land $77,000 Building $237,600	$314,600 (+24.79%) Land $77,000 Building $237,600
2023	$3,314.00 (+2.25%)	$252,100 Land $55,000 Building $197,100	$252,100 Land $55,000 Building $197,100
2022	$3,241.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MODEL IRRIGATION DIST #18 serves 7,903 people · EPA ID WA5355550
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, TDS Telecom.

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