10918 E 4th Ave, Spokane Valley, WA 99206 Property Records

Spokane County property record for 10918 E 4th Ave, Spokane Valley, WA 99206

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,091 sqft · built 1991
Lot Size	0.266 acres (11,600 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (May 2022)
Tax Bill	$4,256 (2026)
Deeds & Mortgages	Feb 2021 Mortgage May 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`45212.2002`

Property Details

APN / Parcel Number

Primary APN	`45212.2002`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,091 sqft Living Area
Gross Area	2,971 sqft
1st Floor Area	1,062 sqft
Basement Area	1,029 sqft
Finished Basement	1,029 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,600 sqft (0.266 acres)
Lot Dimensions	145 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	880 sqft
Parking Spaces	4 Parking Spaces
Deck Area	230 sqft
Patio Area	230 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10918 E 4TH AVE
City	SPOKANE VALLEY
State	WA
Zip	99206-3678
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MF-1
Legal Description	HEARTLAND 1ST ADD LOT 2, BLK 1
Legal Range	44E
Legal Township	25N
Legal Section	21
Legal Subdivision	HEARTLAND 1ST ADD
Legal Block	1
Legal Lot Number	2
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2003
Census Tract	12600

Owner

10918 E 4th Ave is owned and occupied by two individuals who bought it in May 2022.

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	10918 E 4TH AVE, SPOKANE VALLEY, WA 99206-3678
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2021	Deed of Trust, Mortgage · VA Mortgage SPOKANE TEACHERS CU
May 27, 2022	Warranty Deed, Transfer · Conventional Mortgage MODE CAPITAL
Sep 20, 2018	Warranty Deed, Transfer · VA Mortgage MOUNTAIN WEST BANK
Mar 27, 2017	Deed of Trust, Mortgage · FHA Mortgage NUMERICA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2022 · Amount on File
Deed Sale	May 27, 2022 · Amount on File
Prior Sale	Sep 20, 2018 · Amount on File
Deed Document Number	20227211210
Prior Transfer Date	Dec 18, 2013
Prior Transfer Doc	0006273778
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10918 E 4TH AVE, SPOKANE VALLEY, WA 99206-3678
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	NEXTITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007040163
Date	Feb 26, 2021
Instrument	7040163

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	May 27, 2022
Property Address	10918 E 4TH AVE, SPOKANE VALLEY, WA 99206-3678
Document Number	0007211210
Instrument Date	May 25, 2022
Instrument	7211210
Transaction Type	Transfer
Record Updated	Jun 9, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,605.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10918 E 4TH AVE, SPOKANE VALLEY, WA 99206-3678

Mortgage

Document Number	0007211211
Date	May 27, 2022
Instrument	7211211

Lender

Name	MODE CAPITAL
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Sep 20, 2018
Property Address	10918 E 4TH AVE, SPOKANE VALLEY, WA 99206-3678
Document Number	0006745364
Map Reference	VOL19 PG70
Instrument Date	Sep 19, 2018
Instrument	6745364
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	TICOR TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,455.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10918 E 4TH AVE, SPOKANE VALLEY, WA 99206-3678

Mortgage

Document Number	0006745365
Date	Sep 20, 2018
Instrument	6745365

Lender

Name	MOUNTAIN WEST BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10918 E 4TH AVE, SPOKANE VALLEY, WA 99206-3678
Document Number	0006589922
Instrument Date	Mar 27, 2017
Transaction Type	Mortgage
Record Updated	Apr 24, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10918 E 4TH AVE SPOKANE VALLEY WA 992063678, SPOKANE VALLEY, WA 99206-3678

Mortgage

Document Number	0006589922
Date	Mar 31, 2017
Instrument	6589922

Lender

Name	NUMERICA CU
Type	Credit Union
Address	SPOKANE VALLEY, WA 99037

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 30, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 10918 E 4th Ave was $4,256, down 0.6% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,256.00 (-0.58%)	$398,400 Land $108,000 Building $290,400	$398,400 Land $108,000 Building $290,400
2025	$4,281.00
2024		$353,200 (+25.07%) Land $56,000 Building $297,200	$353,200 (+25.07%) Land $56,000 Building $297,200
2023	$3,385.00 (+2.58%)	$282,400 Land $50,000 Building $232,400	$282,400 Land $50,000 Building $232,400
2022	$3,300.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10918 E 4th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 10918 E 4th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MODERN ELECTRIC WATER CO private · serves 18,487 people · EPA ID WA5355600
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wired or Wireless Fixed Wireless · not low latency	200 / 40
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, TDS Telecom.

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