10918 E 27th Ave, Spokane Valley, WA 99206 Property Records

Spokane County property record for 10918 E 27th Ave, Spokane Valley, WA 99206

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,559 sqft · built 1976
Lot Size	0.239 acres (10,400 sqft)
Owner	2 Individual Names on File
Last Sale	$515,000 (Jan 2023)
Tax Bill	$5,309 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Jan 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45283.3824`

Property Details

APN / Parcel Number

Primary APN	`45283.3824`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,559 sqft Living Area
Gross Area	3,310 sqft
1st Floor Area	1,347 sqft
Basement Area	1,347 sqft
Finished Basement	1,212 sqft
Unfinished Basement	135 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,400 sqft (0.239 acres)
Lot Dimensions	130 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Deck Area	360 sqft
Patio Area	81 sqft
Canopy	441 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10918 E 27TH AVE
City	SPOKANE VALLEY
State	WA
Zip	99206-5806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	KOKOMO TOWNSITE W30 OF LT 7 & ALL LT 8 BLK 38
Legal Range	44E
Legal Township	25N
Legal Section	28
Legal Subdivision	KOKOMO TOWNSITE
Legal Block	38
Legal Lot Number	7,8
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2018
Census Tract	12802

Owner

10918 E 27th Ave is owned by two individuals who bought it in January 2023.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2021 S REBECCA ST, SPOKANE, WA 99223-5458
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CREDIT UNION
Jan 20, 2023	Warranty Deed, Transfer · Conventional Mortgage IDAHO CENTRAL CU
Jun 29, 2018	Deed of Trust, Mortgage · Line of Credit HORIZON CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2023 · Amount on File
Deed Sale	Jan 20, 2023 · Amount on File
Deed Document Number	20237264307
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Recording Date	Jun 16, 2026
Property Address	10918 E 27TH AVE, SPOKANE VALLEY, WA 99206-5806
Document Number	0007495670
Instrument Date	Jun 11, 2026
Instrument	20267495670
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10918 E 27TH AVE, SPOKANE VALLEY, WA 99206-5806
Investor	Possibly a Property Investor

Mortgage

Document Number	0007495670,
Date	Jun 16, 2026
Instrument	20267495670

Lender

Name	SPOKANE TEACHERS CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.36%
Max Rate	-1%

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jan 20, 2023
Property Address	10918 E 27TH AVE, SPOKANE VALLEY, WA 99206-5806
Document Number	0007264307
Map Reference	VOL J PG 50
Instrument Date	Jan 19, 2023
Instrument	7264307
Transaction Type	Transfer
Record Updated	Jan 30, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,245.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2021 S REBECCA ST, SPOKANE, WA 99223-5458

Mortgage

Document Number	0007264308
Date	Jan 20, 2023
Instrument	7264308

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2038

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10918 E 27TH AVE, SPOKANE VALLEY, WA 99206-5806
Document Number	0006721665
Instrument Date	Jun 29, 2018
Transaction Type	Mortgage
Record Updated	Jul 18, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10918 E 27TH AVE SPOKANE VALLEY WA 992065806, SPOKANE VALLEY, WA 99206-5806

Mortgage

Document Number	0006721665
Date	Jul 2, 2018
Instrument	6721665

Lender

Name	HORIZON CU
Type	Credit Union
Address	SPOKANE, WA 99215

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 1, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 10918 E 27th Ave was $5,309, up 3.4% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,309.00 (+3.41%)	$474,600 Land $110,000 Building $364,600	$474,600 Land $110,000 Building $364,600
2025	$5,134.00
2024		$383,400 (+22.02%) Land $75,000 Building $308,400	$383,400 (+22.02%) Land $75,000 Building $308,400
2023	$3,957.00 (+0.03%)	$314,200 Land $55,000 Building $259,200	$314,200 Land $55,000 Building $259,200
2022	$3,956.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10918 E 27th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10918 E 27th Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MODEL IRRIGATION DIST #18 serves 7,903 people · EPA ID WA5355550
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Wired or Wireless Fixed Wireless · not low latency	200 / 40
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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