10917 Gowanda State Rd, North Collins, NY 14111 Property Records

Erie County and North Collins Town property record for 10917 Gowanda State Rd, North Collins, NY 14111

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,657 sqft · built 1870
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on File
Last Sale	$118,000 (Jan 1998)
Tax Bill	$4,841 (2026)
Deeds & Mortgages	May 2022 Mortgage May 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`145889 285.00-5-17.12`

Property Details

APN / Parcel Number

Primary APN	`145889 285.00-5-17.12`
Alternative APNs	`58892850000005017120` `005 0023000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,657 sqft Living Area
1st Floor Area	974 sqft
2nd Floor Area	683 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	32,670 sqft (0.75 acres)
Lot Dimensions	240 ft deep x 137 ft wide
Garage Type	Mixed
Garage Area	1,268 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	260 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	005 0023000
Street Address	10917 GOWANDA STATE RD
City	NORTH COLLINS
State	NY
Zip	14111-9521
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	5
Legal Lot Number	17.120
Jurisdiction	ERIE NY
Township / Civil Division	NORTH COLLINS
Census Block Group	3
Census Block	3017
Census Tract	15700

Owner

10917 Gowanda State Rd, a rural home, is owned and occupied by two individuals who bought it in January 1998.

Source: Erie County and North Collins Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10917 GOWANDA STATE RD, NORTH COLLINS, NY 14111-9521
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK NA
May 10, 2022	Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK NA
Mar 23, 2021	Deed of Trust, Mortgage · Commercial Mortgage WELLS FARGO BANK NA
Jul 13, 2018	Deed of Trust, Mortgage · Line of Credit LAKE SHORE SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 1998 · Amount on File
Deed Sale	Jan 29, 1998 · Amount on File
Deed Book / Page	10926 / 9970
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	10917 GOWANDA STATE RD, NORTH COLLINS, NY 14111-9521
Transaction Type	Mortgage
Record Updated	Jul 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10917 GOWANDA STATE RD, NORTH COLLINS, NY 14111-9521

Mortgage

Document Number	0140518889
Date	May 10, 2022
Book Page	14051/8889
Instrument	2022091869

Lender

Name	COMMUNITY BANK NA
Type	Bank
Address	OLEAN, NY 14760

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Jan 1, 2052

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	10917 GOWANDA STATE RD, NORTH COLLINS, NY 14111-9521
Transaction Type	Mortgage
Record Updated	Jul 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10917 GOWANDA STATE RD, NORTH COLLINS, NY 14111-9521

Mortgage

Document Number	0140518901
Date	May 10, 2022
Book Page	14051/8901
Instrument	2022091870

Lender

Name	COMMUNITY BANK NA
Type	Bank
Address	OLEAN, NY 14760

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	356 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	10917 GOWANDA STATE RD, NORTH COLLINS, NY 14111-9521
Transaction Type	Mortgage
Record Updated	Apr 14, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	506 SELMART LN, PETALUMA, CA 94954-2500

Mortgage

Document Number	0139865956
Date	Mar 23, 2021
Book Page	13986/5956
Instrument	2021055423

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	PHOENIX, AZ 85003

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	10917 GOWANDA STATE RD, NORTH COLLINS, NY 14111-9521
Document Number	0138652143
Instrument Date	Jul 13, 2018
Transaction Type	Mortgage
Record Updated	Sep 4, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10917 GOWANDA STATE RD NORTH COLLINS NY 141119521, NORTH COLLINS, NY 14111-9521

Mortgage

Document Number	0138652143
Date	Aug 3, 2018
Book Page	013865/002143

Lender

Name	LAKE SHORE SVGS BK
Type	Federal Savings Bank
Address	DUNKIRK, NY 14048

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 2, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 10917 Gowanda State Rd was $4,841 with a homeowner's exemption, up 0.6% from the year before.

Source: Erie County and North Collins Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	North Collins Town
Unified School District	North Collins Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,841.00 (+0.58%) Homeowner's exemption
2025	$4,813.00 (+0.94%)	$121,800 (-) Land $5,500 Building $116,300	$248,600 (+6.15%) Land $11,226 Building $237,374
2024	$4,768.00 Homeowner's exemption	$121,800 (-) Land $5,500 Building $116,300	$234,200 (+7.68%) Land $10,576 Building $223,624
2023	Homeowner's exemption	$121,800 (-) Land $5,500 Building $116,300	$217,500 (+5.38%) Land $9,821 Building $207,679
2022		$121,800 Land $5,500 Building $116,300	$206,400 Land $9,320 Building $197,080
2021	$1,869.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10917 Gowanda State Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10917 Gowanda State Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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