10915 Pine Cone Ct, Truckee, CA 96161 Property Records

Placer County property record for 10915 Pine Cone Ct, Truckee, CA 96161

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,896 sqft · built 1997
Lot Size	0.926 acres (40,315 sqft)
Owner	Company Name on Record
Last Sale	$550,000 (May 2000)
Tax Bill	$10,755 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Mar 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`080-360-002-000`

Property Details

APN / Parcel Number

Primary APN	`080-360-002-000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,896 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	40,315 sqft (0.926 acres)
Garage Area	832 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	10915 PINE CONE CT
City	TRUCKEE
State	CA
Zip	96161-3114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSB40
Legal Description	LOT 55 MARTISWOODS ESTATES MOR BK N PG 27
Legal Subdivision	MARTISWOODS ESTATES
Legal Lot Number	55
Jurisdiction	PLACER CA
Township / Civil Division	COLFAX-MONUMENTAL RIDGE
Census Block Group	2
Census Block	2038
Census Tract	22011

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	10915 PINE CONE CT, TRUCKEE, CA 96161-3114
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Mar 18, 2022	Intrafamily Transfer, Transfer
Nov 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2000 · Amount on Record
Deed Sale	May 31, 2000 · Amount on Record
Prior Sale	Aug 22, 1994 · Amount on Record
Deed Document Number	200038202
Prior Transfer Date	Jun 13, 1994
Prior Transfer Doc	0000051096
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	10915 PINE CONE CT, TRUCKEE, CA 96161-3114
Transaction Type	Mortgage
Record Updated	Jan 19, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10915 PINE CONE CT, TRUCKEE, CA 96161-3114

Mortgage

Document Number	0000073224
Date	Dec 30, 2025
Instrument	2025-0073224

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 19, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Mar 18, 2022
Property Address	10915 PINE CONE CT, TRUCKEE, CA 96161-3114
Document Number	0000024147
Map Reference	MB N PG 27
Instrument Date	Mar 9, 2022
Instrument	2022-0024147
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	10915 PINE CONE CT, TRUCKEE, CA 96161-3114

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	10915 PINE CONE CT, TRUCKEE, CA 96161-3114
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10915 PINE CONE CT, TRUCKEE, CA 96161-3114

Mortgage

Document Number	0000128203
Date	Nov 9, 2020
Instrument	2020-0128203

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	10915 PINE CONE CT, TRUCKEE, CA 96161-3114
Document Number	0000047569
Instrument Date	May 16, 2020
Transaction Type	Mortgage
Record Updated	Jun 8, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	10915 PINE CONE CT TRUCKEE CA 961613114, TRUCKEE, CA 96161-3114

Mortgage

Document Number	0000047569
Date	May 22, 2020
Instrument	47569

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 21, 2040

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Unified School District	Tahoe-Truckee Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,233,164 (+26.9%) Land $261,365 Building $971,799
2025	$10,755.00 (+1.79%) Homeowner's exemption	$971,731 (+4.04%) Land $256,241 Building $715,490
2023	$10,566.00 (+1.55%) Homeowner's exemption	$933,999 Land $246,292 Building $687,707
2022	$10,405.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	19 (1983–2018)
Claims Outside the SFHA	3 of 19
Most Recent Claim	Apr 2018 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 55% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRUCKEE-DONNER PUD, MAIN serves 36,730 people · EPA ID CA2910003
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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