10915 E 16th Ave, Spokane Valley, WA 99206 Property Records

Spokane County property record for 10915 E 16th Ave, Spokane Valley, WA 99206

Property Summary

Property Type	Duplex
Details	5 bd · 4 ba · 2,985 sqft · built 1976
Lot Size	0.304 acres (13,230 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (Dec 2021)
Tax Bill	$6,004 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45213.1906`

Property Details

APN / Parcel Number

Primary APN	`45213.1906`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	13 Rooms
Units	2 Units
Stories	1 Story
Building Area	2,985 sqft Living Area
Gross Area	3,772 sqft
1st Floor Area	1,948 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2000
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,230 sqft (0.304 acres)
Lot Dimensions	135 ft deep x 98 ft wide
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Deck Area	96 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	10915 E 16TH AVE
City	SPOKANE VALLEY
State	WA
Zip	99206-5610
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-4
Legal Description	SHAWELL ADD L6 B1
Legal Range	44E
Legal Township	25N
Legal Section	21
Legal Subdivision	SHAWELL ADD
Legal Block	1
Legal Lot Number	6
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2017
Census Tract	12600

Owner

10915 E 16th Ave, a duplex, is owned by two individuals who bought it in December 2021.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1513 23RD AVE S, SEATTLE, WA 98144-3612
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2021	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Mar 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
May 31, 2019	Warranty Deed, Transfer VISTA TITLE AND ESCROW INC, VISTA TITLE & ESCROW INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2021 · Amount on File
Deed Sale	Dec 3, 2021 · Amount on File
Prior Sale	May 31, 2019 · Amount on File
Deed Document Number	20217157331
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Dec 3, 2021
Property Address	10915 E 16TH AVE, SPOKANE VALLEY, WA 99206-5610
Document Number	0007157331
Map Reference	VOL 8 PG 24
Instrument Date	Dec 3, 2021
Instrument	7157331
Transaction Type	Transfer
Record Updated	Dec 9, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,605.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1513 23RD AVE S, SEATTLE, WA 98144-3612

Mortgage

Document Number	0007157332
Date	Dec 3, 2021
Instrument	7157332

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Interest

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10915 E 16TH AVE, SPOKANE VALLEY, WA 99206-5610
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006906063
Date	Mar 30, 2020
Instrument	6906063

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	May 31, 2019
Property Address	10915 E 16TH AVE, SPOKANE VALLEY, WA 99206-5610
Document Number	0006809552
Instrument Date	May 29, 2019
Instrument	6809552
Transaction Type	Transfer
Record Updated	Jun 18, 2019
Title Company	VISTA TITLE AND ESCROW INC, VISTA TITLE & ESCROW INC

Transaction

Amount	Amount on Record
Tax	$5,968.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 E ELCLIFF RD #A SPOKANE WA 992185010, A, SPOKANE, WA 99218-5010

Tax Assessment & Valuation

The 2026 property tax bill for 10915 E 16th Ave was $6,004, up 1.7% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,004.00 (+1.69%)	$434,200 Land $108,000 Building $326,200	$434,200 Land $108,000 Building $326,200
2025	$5,904.00
2024		$425,000 (+41.15%) Land $77,000 Building $348,000	$425,000 (+41.15%) Land $77,000 Building $348,000
2023	$4,788.00 (+15.88%)	$301,100 Land $55,000 Building $246,100	$301,100 Land $55,000 Building $246,100
2022	$4,132.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10915 E 16th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10915 E 16th Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MODEL IRRIGATION DIST #18 serves 7,903 people · EPA ID WA5355550
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: TDS Telecom.

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