10915 65th Ter E, Palmetto, FL 34221 Property Records

Manatee County property record for 10915 65th Ter E, Palmetto, FL 34221

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.045 acres (1,968 sqft)
Owner	Individual Name on File
Last Sale	$249,900 (Apr 2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6053-1735-9`

Property Details

APN / Parcel Number

Primary APN	`6053-1735-9`

Exterior

Lot Area	1,968 sqft (0.045 acres)
View / Lot	Standard

Location & Zoning

Street Address	10915 65TH TER E
City	PALMETTO
State	FL
Zip	34221-1345
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LOT 732, STONEGATE PRESERVE III PI # 6053.1735/9
Legal Subdivision	STONEGATE PRESERVE PH III
Legal Lot Number	732
Jurisdiction	MANATEE FL
Township / Civil Division	PARRISH
Census Block Group	2
Census Block	2015
Census Tract	1915

Owner

Source: Manatee County records · APN 6053-1735-9

Assessment roll updated August 25, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	10915 65TH TER E, PALMETTO, FL 34221-1345
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 29, 2026 · Amount on Record
Deed Sale	Apr 29, 2026 · Amount on Record
Prior Sale	Feb 17, 2026 · Amount on Record
Deed Document Number	202648587
Record Updated	Sep 20, 2026

April 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Apr 29, 2026
Property Address	10915 65TH TER E, PALMETTO, FL 34221-1345
Document Number	0000048587
Instrument Date	Apr 27, 2026
Instrument	2026.48587
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	LENNAR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$176,679.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048589,
Date	Apr 29, 2026
Instrument	2026..48589

Lender

Name	LENNAR MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Manatee County records · Assessment roll updated August 25, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Assessed Value	Assessed Market Value
2025	$39,993 Land $39,993	$39,993 Land $39,993

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 2, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 229 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	229 in force
Nearby Flood Claims	3 (2020–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Eta, Nov 2020 · 2 claims

Wildfire

Wildfire Risk	High above 73% of the US · above 58% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 113 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.