10913 Kettering Ln, Fort Smith, AR 72908 Property Records

Sebastian County property record for 10913 Kettering Ln, Fort Smith, AR 72908

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,870 sqft · built 1997
Lot Size0.478 acres (20,822 sqft)
Owner2 Individual Names on File
Last Sale$538,500 (Nov 2023)
Tax Bill$4,294 (2026)
Deeds & MortgagesNov 2023 Sale & Mortgage
Oct 2019 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN12584-1678-00000-00

Property Details

APN / Parcel Number

Primary APN12584-1678-00000-00
Alternative APN
  • 89450

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,870 sqft Living Area
Gross Area4,794 sqft
1st Floor Area2,397 sqft
Upper Floors Area1,473 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialFiberglass
Lot Area20,822 sqft (0.478 acres)
Lot Dimensions157 ft deep x 133 ft wide
Garage TypeAttached
Garage Area744 sqft
DrivewayConcrete Driveway
Driveway Area1,080 sqft
Parking Spaces3 Parking Spaces
PorchEnclosed Glass Porch
Porch Area516 sqft
Patio Area207 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number89450
Street Address10913 KETTERING LN
CityFORT SMITH
StateAR
Zip72908-0987
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1678
Legal Range32
Legal Township07
Legal Section16
Legal SubdivisionFIANNA ESTATES
Legal Block1
Legal Lot Number1678
JurisdictionSEBASTIAN AR
Township / Civil DivisionUPPER
Census Block Group1
Census Block1025
Census Tract1311

Owner

10913 Kettering Ln is owned and occupied by two individuals who bought it in November 2023.

Source: Sebastian County records, as of August 31, 2026

Owner of Record2 Individual Names on File
Mailing Address10913 KETTERING LN, FORT SMITH, AR 72908-0987
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 14, 2023Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Oct 1, 2019Intrafamily Transfer, Transfer
Apr 27, 2018Deed of Trust, Mortgage · Conventional Mortgage
ARVEST BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 14, 2023 · Amount on File
Deed SaleNov 14, 2023 · Amount on File
Prior SaleAug 4, 2016 · Amount on File
Deed Document Number202322653
Transfer Doc0662002145
Record UpdatedOct 29, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEBASTIAN AR
Recording DateNov 14, 2023
Property Address10913 KETTERING LN, FORT SMITH, AR 72908-0987
Document Number2023F22653
Instrument DateNov 9, 2023
Instrument2023F-22653
Transaction TypeTransfer
Record UpdatedNov 29, 2023
Title CompanyWACO TITLE COMPANY FORT SMITH, WACO TITLE CO FORT SMITH

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,778.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7835 UNIONTOWN HWY, VAN BUREN, AR 72956-7159

Transferred To (Grantee/Buyer)

NameVerified Name
Address10913 KETTERING LN, FORT SMITH, AR 72908-0987

Mortgage

Document Number2023F22654
DateNov 14, 2023
Instrument2023F-22654
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2053

October 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSEBASTIAN AR
Recording DateOct 1, 2019
Property Address10913 KETTERING LN, FORT SMITH, AR 72908-0987
Document Number2019F20985
Instrument DateSep 26, 2019
Instrument2019F-20985
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10913 KETTERING LN, FORT SMITH, AR 72908-0987

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEBASTIAN AR
Property Address10913 KETTERING LN, FORT SMITH, AR 72908-0987
Transaction TypeMortgage
Record UpdatedMay 17, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2018F09346
DateApr 27, 2018
Instrument2018F-09346
Lender
NameARVEST BANK
TypeBank
AddressLOWELL, AR 72745
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 10913 Kettering Ln was $4,294.

Source: Sebastian County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateArkansas
CountySebastian County
MunicipalityFort Smith City
Unified School DistrictFort Smith Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,294.00$109,118 (-) Land $14,000 Building $95,118$545,590 (-) Land $70,000 Building $475,590
2025$4,294.00$109,118 Land $14,000 Building $95,118$545,590 Land $70,000 Building $475,590
2023$3,665.00 Homeowner's exemption$70,450 Land $11,000 Building $59,450$352,250 Land $55,000 Building $297,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10913 Kettering Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 1, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10913 Kettering Ln is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · above 96% of Arkansas
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFORT SMITH WATER UTILITIES
serves 86,209 people · EPA ID AR0000507
Water SourceSurface water
Last State InspectionFeb 2026
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Aug 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Wave Rural Connect
Fiber
1,000 / 1,000
AT&T
DSL · Fiber in parts of the area
100 / 20

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