Polk County property record for 10912 Trail's End, Lakeland, FL 33809
| Property Type | Mobile Home |
|---|---|
| Details | 1,800 sqft · built 2018 |
| Lot Size | 2.07 acres (90,296 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $891 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-26-26-000600-000330 |
| Primary APN | 23-26-26-000600-000330 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,800 sqft Living Area |
|---|---|
| 1st Floor Area | 1,800 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Mobile Home |
| Lot Area | 90,296 sqft |
| Garage Type | Carport |
| Carport | Carport |
| Shed | 1 Shed |
| Shed Area | 784 sqft |
| Lean-To | 560 sqft |
| Street Address | 10912 TRAILS END |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33809-4984 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | RC |
| Legal Description | THE WOODS UNIT NO 2 PB 65 PGS 17/19 LOT 33 |
| Legal Range | 23E |
| Legal Township | 26S |
| Legal Section | 26 |
| Legal Subdivision | WOODS THE UNIT 2 |
| Legal Tract | 600 |
| Legal Block | 2 |
| Legal Lot Number | 33 |
| Legal Unit | 2 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 12307 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10912 TRAILS END, LAKELAND, FL 33809-4984 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GSF MTG |
| Nov 16, 2017 | Deed of Trust, Mortgage GSF MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 10912 TRAILS END, LAKELAND, FL 33809-4984 |
| Document Number | 0115221426 |
| Instrument Date | Dec 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2021 |
| Title Company | TALON TITLE SERVICES LLC, TALON TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10912 TRAILS END LAKELAND FL 338094984, LAKELAND, FL 33809-4984 |
| Document Number | 0115221426 |
|---|---|
| Date | Jan 4, 2021 |
| Book Page | 011522/001426 |
| Instrument | 434 |
| Name | GSF MTG |
|---|---|
| Type | Mortgage Company |
| Address | BROOKFIELD, WI 53005 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 3, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 10912 TRAILS END, LAKELAND, FL 33809-4984 |
| Document Number | 0103241643 |
| Book / Page | 010324 / 001643 |
| Instrument Date | Nov 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10912 TRAILS END LAKELAND FL 338094984, LAKELAND, FL 33809-4984 |
| Document Number | 0103241643 |
|---|---|
| Date | Nov 28, 2017 |
| Book Page | 010324/001643 |
| Instrument | 227521 |
| Name | GSF MTG |
|---|---|
| Type | Mortgage Company |
| Address | BROOKFIELD, WI 53005 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 27, 2047 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $117,200 (+2.7%) | $277,908 (-2.36%) Land $50,412 Building $227,496 | |
| 2025 | $891.00 (-32.24%) Homeowner's exemption | $114,119 (+5.99%) | $284,612 (+3.86%) Land $65,950 Building $218,662 |
| 2023 | $1,315.00 (+0.08%) Homeowner's exemption | $107,673 (+3%) | $274,044 (+25.68%) Land $64,500 Building $209,544 |
| 2022 | $1,314.00 Homeowner's exemption | $104,537 | $218,044 Land $30,891 Building $187,153 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 41 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 41 in force |
| Nearby Flood Claims | 13 (2004–2024) |
| Claims Outside the SFHA | 2 of 13 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 50% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
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