Cabarrus County property record for 10912 Sand River Ct, Davidson, NC 28036
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 3,144 sqft · built 2007 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $168,830 (Feb 2023) |
| Tax Bill | $3,962 (2023) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03008B0114.000000 |
| Primary APN | 03008B0114.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,144 sqft Living Area |
| Gross Area | 3,772 sqft |
| 1st Floor Area | 1,352 sqft |
| Upper Floors Area | 1,792 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Garage Type | Mixed |
| Garage Area | 440 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 612 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 108 sqft |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 161235 |
|---|---|
| Street Address | 10912 SAND RIVER CT |
| City | DAVIDSON |
| State | NC |
| Zip | 28036-9512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | LT 114 FARM AT RIVERPOINTE |
| Legal Subdivision | FARM AT RIVERPOINTE BACK |
| Legal Lot Number | 114 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 3, ODELL |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 41301 |
10912 Sand River Ct is owned and occupied by an individual who bought it in February 2023.
Source: Cabarrus County records, as of August 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10912 SAND RIVER CT, DAVIDSON, NC 28036-9512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 8, 2023 | Quit Claim Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Nov 4, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS EQUITY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 8, 2023 · Amount on File |
| Deed Sale | Feb 8, 2023 · Amount on File |
| Prior Sale | Jun 16, 2011 · Amount on File |
| Deed Document Number | 20232341 |
| Deed Book / Page | 16366 / 134 |
| Prior Transfer Date | Jan 28, 2023 |
| Prior Transfer Doc | 0016366134 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Feb 8, 2023 |
| Property Address | 10912 SAND RIVER CT, DAVIDSON, NC 28036-9512 |
| Document Number | 0016366134 |
| Book / Page | 16366 / 134 |
| Map Reference | MB 49 PG 97 |
| Instrument Date | Jan 28, 2023 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $338.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1306 FENLEY AVE, PEKIN, IL 61554-2314 |
| Document Number | 0163660140 |
|---|---|
| Date | Feb 8, 2023 |
| Instrument | 16366-0140 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 10912 SAND RIVER CT, DAVIDSON, NC 28036-9512 |
| Document Number | 1399695 |
| Instrument Date | Nov 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2020 |
| Title Company | ACCURATE GROUP |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10912 SAND RIVER CT DAVIDSON NC 280369512, DAVIDSON, NC 28036-9512 |
| Document Number | 1399695 |
|---|---|
| Date | Feb 11, 2020 |
| Book Page | 013996/000095 |
| Instrument | 4209 |
| Name | CITIZENS EQUITY FCU |
|---|---|
| Type | Mortgage Company |
| Address | PEORIA, IL 61607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Feb 10, 2025 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Kannapolis City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $460,880 (-) Land $95,000 Building $365,880 | ||
| 2025 | $460,880 Land $95,000 Building $365,880 | ||
| 2024 | $460,880 (+59.37%) Land $95,000 Building $365,880 | ||
| 2023 | $3,962.00 | $289,180 Land $51,000 Building $238,180 | $289,180 Land $51,000 Building $238,180 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10912 Sand River Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 27 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 27 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10912 Sand River Ct is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SHILOH CHURCH ROAD S/D serves 3,102 people · EPA ID NC2013022 |
|---|---|
| Water Source | Purchased surface water from CITY OF CONCORD |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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