10911 River Rd, Plano, IL 60545 Property Records

Kendall County property record for 10911 River Rd, Plano, IL 60545

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,828 sqft · built 1936
Lot Size	1.12 acres (48,847 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Nov 2024)
Tax Bill	$8,531 (2024)
Deeds & Mortgages	Jul 2026 Line of Credit May 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-32-100-003`

Property Details

APN / Parcel Number

Primary APN	`02-32-100-003`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,828 sqft Living Area
Gross Area	3,271 sqft
1st Floor Area	1,828 sqft
Basement Area	1,043 sqft

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	48,847 sqft
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Above-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	10911 RIVER RD
City	PLANO
State	IL
Zip	60545-9782
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 3 KLIMEK SUB
Legal Subdivision	KLIMEK SUB
Legal Lot Number	3
Jurisdiction	KENDALL IL
Township / Civil Division	BRISTOL
Census Block Group	1
Census Block	1016
Census Tract	890401

Owner

Source: Kendall County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1240 READING CT, WHEATON, IL 60189-7710
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage · Line of Credit CUNA MUTUAL GROUP
May 12, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Jun 10, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Sep 25, 2017	Deed of Trust, Mortgage · VA Mortgage KS STATEBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2024 · Amount on Record
Deed Sale	Nov 19, 2024 · Amount on Record
Prior Sale	Oct 15, 2014 · Amount on Record
Deed Document Number	202414054
Prior Transfer Date	Apr 16, 1999
Prior Transfer Doc	0000007103
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Recording Date	Jul 7, 2026
Property Address	10911 RIVER RD, PLANO, IL 60545-9782
Document Number	0000009692
Instrument Date	Jun 29, 2026
Instrument	20269692
Transaction Type	Mortgage
Record Updated	Jul 15, 2026
Title Company	CUNA MUTUAL GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	10911 RIVER RD, PLANO, IL 60545-9782

Mortgage

Document Number	0000009692,
Date	Jul 7, 2026
Instrument	20269692

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.53%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	10911 RIVER RD, PLANO, IL 60545-9782
Transaction Type	Mortgage
Record Updated	Jul 6, 2023
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005157
Date	May 12, 2023
Instrument	202300005157

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 11, 2053

Interest

Rate Type	Fixed Rate
Rate	9.24%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	10911 RIVER RD, PLANO, IL 60545-9782
Transaction Type	Mortgage
Record Updated	Apr 26, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014614
Date	Jun 10, 2021
Instrument	202100014614

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	10911 RIVER RD, PLANO, IL 60545-9782
Document Number	0000015889
Instrument Date	Sep 25, 2017
Transaction Type	Mortgage
Record Updated	Nov 14, 2017
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	10911 RIVER RD PLANO IL 605459782, PLANO, IL 60545-9782

Mortgage

Document Number	0000015889
Date	Oct 5, 2017
Instrument	15889

Lender

Name	KS STATEBANK
Address	MANHATTAN, KS 66502

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 4, 2047

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Bristol Township
Unified School District	Yorkville Community Unit School District 115 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$129,774 (+34.49%) Land $18,182 Building $111,592	$389,322 (+34.49%) Land $54,546 Building $334,776
2024	$8,531.00
2022		$96,493 Land $13,519 Building $82,974	$289,479 Land $40,557 Building $248,922

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Metronet, Rise Broadband, T-Mobile, Watch TV.

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