Hamilton County property record for 10910 Spring Mill Ln, Carmel, IN 46032
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,413 sqft · built 1985 |
| Lot Size | 0.739 acres (32,234 sqft) |
| Owner | Individual Name on File |
| Last Sale | $700,000 (Jun 2023) |
| Tax Bill | $5,125 (2024) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-13-02-305-031.000-018 |
| Primary APN | 29-13-02-305-031.000-018 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,413 sqft Living Area |
| 1st Floor Area | 1,759 sqft |
| 2nd Floor Area | 1,654 sqft |
| Basement Area | 1,759 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Architectural Style | Other |
| Roof Material | Asphalt |
| Lot Area | 32,234 sqft (0.739 acres) |
| Lot Dimensions | 200 ft deep x 257 ft wide |
| Garage Type | Attached |
| Garage Area | 696 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1713020305031000 |
|---|---|
| Old Parcel Number | 291302305031000034 |
| Street Address | 10910 SPRING MILL LN |
| City | CARMEL |
| State | IN |
| Zip | 46032-9565 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .74, SECTION 2, TOWNSHIP 17, RANGE 3, SPRING MILL PLACE, LOT 27 & ACREAGE |
| Legal Range | 03 |
| Legal Township | 17 |
| Legal Section | 02 |
| Legal Subdivision | SPRING MILL PLACE |
| Legal Lot Number | 27 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 111009 |
10910 Spring Mill Ln is owned and occupied by an individual who bought it in June 2023.
Source: Hamilton County records, as of March 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 10910 SPRING MILL LN, CARMEL, IN 46032-9565 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 6, 2023 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Jan 10, 2020 | Deed of Trust, Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 6, 2023 · Amount on File |
| Deed Sale | Jun 6, 2023 · Amount on File |
| Deed Document Number | 2023020568 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Jun 6, 2023 |
| Property Address | 10910 SPRING MILL LN, CARMEL, IN 46032-9565 |
| Document Number | 0000020568 |
| Map Reference | MB 8 PG 135-139 |
| Instrument Date | Jun 1, 2023 |
| Instrument | 2023020568 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 10910 SPRING MILL LN, CARMEL, IN 46032-9565 |
| Document Number | 0000020569 |
|---|---|
| Date | Jun 6, 2023 |
| Instrument | 2023020569 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 10910 SPRING MILL LN, CARMEL, IN 46032-9565 |
| Document Number | 0000005696 |
| Instrument Date | Jan 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 10910 SPRING MILL LN CARMEL IN 460329565, CARMEL, IN 46032-9565 |
| Document Number | 0000005696 |
|---|---|
| Date | Feb 3, 2020 |
| Instrument | 5696 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Feb 2, 2035 |
Source: Hamilton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $537,900 (+17.32%) Land $139,900 Building $398,000 | $537,900 (+17.32%) Land $139,900 Building $398,000 | |
| 2024 | $5,125.00 (+6.42%) | $458,500 (+2.76%) Land $139,900 Building $318,600 | $458,500 (+2.76%) Land $139,900 Building $318,600 |
| 2023 | $4,816.00 (-6.16%) Homeowner's exemption | $446,200 (-1%) Land $139,900 Building $306,300 | $446,200 (-1%) Land $139,900 Building $306,300 |
| 2022 | $5,132.00 (+19.91%) Homeowner's exemption | $450,700 Land $105,400 Building $345,300 | $450,700 Land $105,400 Building $345,300 |
| 2021 | $4,280.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10910 Spring Mill Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10910 Spring Mill Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 73% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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