10910 Cedar Rd, Chesterland, OH 44026 Property Records

Geauga County property record for 10910 Cedar Rd, Chesterland, OH 44026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,626 sqft · built 2013
Lot Size	2.68 acres (116,741 sqft)
Owner	2 Trust Names on File
Last Sale	$320,000 (Oct 2018)
Tax Bill	$5,837 (2025)
Deeds & Mortgages	May 2026 Transfer Feb 2020 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`21-177245`

Property Details

APN / Parcel Number

Primary APN	`21-177245`
Alternative APN	`006300-1`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,626 sqft Living Area
1st Floor Area	1,626 sqft
Basement Area	1,600 sqft
Unfinished Basement	1,600 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Lot Area	116,741 sqft (2.68 acres)
Garage Area	1,226 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	006300-1
Street Address	10910 CEDAR RD
City	CHESTERLAND
State	OH
Zip	44026-3632
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 23 TR 3
Legal Subdivision	MUNSON
Legal Tract	3
Legal Lot Number	23
Jurisdiction	GEAUGA OH
Township / Civil Division	MUNSON
Census Block Group	2
Census Block	2017
Census Tract	310800

Owner

10910 Cedar Rd is owner-occupied and held in a trust since April 2026.

Source: Geauga County records, as of July 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	10910 CEDAR RD, CHESTERLAND, OH 44026-3632
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Feb 13, 2020	Deed of Trust, Mortgage · Line of Credit SUN WEST MORTGAGE COMPANY INC
Dec 7, 2021	Deed of Trust, Mortgage · Line of Credit THE MIDDLEFIELD BANKING CO
May 31, 2022	Deed of Trust, Mortgage · Line of Credit THE MIDDLEFIELD BANKING CO
Oct 4, 2018	Warranty Deed, Transfer · Conventional Mortgage MID-AMERICAN MORTGAGE INC
Jul 20, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2018 · Amount on File
Deed Sale	Oct 4, 2018 · Amount on File
Prior Sale	Jul 20, 2018 · Amount on File
Deed Document Number	2018941493
Deed Book / Page	2060 / 744
Last Transfer Date	Apr 28, 2026
Transfer Doc	0001046895
Record Updated	Sep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GEAUGA OH
Recording Date	May 13, 2026
Property Address	10910 CEDAR RD, CHESTERLAND, OH 44026-3632
Document Number	0001046895
Book / Page	2221 / 491
Instrument Date	Apr 28, 2026
Instrument	20261046895
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	10910 CEDAR RD, CHESTERLAND, OH 44026-3632
Investor	Possibly a Property Investor

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	10910 CEDAR RD, CHESTERLAND, OH 44026-3632
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020871691
Date	Feb 13, 2020
Book Page	2087/1691
Instrument	202000960161

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2035

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	10910 CEDAR RD, CHESTERLAND, OH 44026-3632
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021411602
Date	Dec 7, 2021
Book Page	2141/1602
Instrument	202100993329

Lender

Name	THE MIDDLEFIELD BANKING CO
Type	Bank
Address	CANFIELD, OH 44406

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	10910 CEDAR RD, CHESTERLAND, OH 44026-3632
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021522213
Date	May 31, 2022
Book Page	2152/2213
Instrument	202201000599

Lender

Name	THE MIDDLEFIELD BANKING CO
Type	Bank
Address	MIDDLEFIELD, OH 44062

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GEAUGA OH
Recording Date	Oct 4, 2018
Property Address	10910 CEDAR RD, CHESTERLAND, OH 44026-3632
Document Number	0020600744
Book / Page	2060 / 0744
Instrument Date	Sep 26, 2018
Instrument	201800941493
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	10910 CEDAR RD, CHESTERLAND, OH 44026-3632

Mortgage

Document Number	201800941494
Date	Oct 4, 2018
Instrument	201800941494

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GEAUGA OH
Recording Date	Jul 20, 2018
Property Address	10910 CEDAR RD, CHESTERLAND, OH 44026-3632
Document Number	0020553480
Book / Page	002055 / 003480
Instrument Date	Jul 18, 2018
Instrument	938406
Transaction Type	Transfer
Record Updated	Mar 7, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$307.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10910 CEDAR RD CHESTERLAND OH 440263632, CHESTERLAND, OH 44026-3632

Tax Assessment & Valuation

The 2025 property tax bill for 10910 Cedar Rd was $5,837 with a homeowner's exemption, down 0.5% from the year before.

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Geauga County
County Subdivision	Munson Township
Unified School District	Chardon Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,837.00 (-0.49%)	$119,910 (-) Land $24,010 Building $95,900
2024	$5,866.00 (+5.66%) Homeowner's exemption	$119,910 (-) Land $24,010 Building $95,900
2023	$5,552.00 Homeowner's exemption	$119,910 (+27.55%) Land $24,010 Building $95,900	$342,600 Land $68,600 Building $274,000
2022		$94,010 Land $19,950 Building $74,060
2021	$5,329.00
2020			$268,600 Land $57,000 Building $211,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10910 Cedar Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1986–1989)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jun 1989 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Jun 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10910 Cedar Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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