1091 Westside Dr, Layton, UT 84041 Property Records

Davis County property record for 1091 Westside Dr, Layton, UT 84041

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,342 sqft · built 2009
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$218,200 (Nov 2009)
Tax Bill	$2,709 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11-643-0011`

Property Details

APN / Parcel Number

Primary APN	`11-643-0011`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,342 sqft Living Area
Basement Area	1,342 sqft
Unfinished Basement	1,342 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Area	450 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1091 WESTSIDE DR
City	LAYTON
State	UT
Zip	84041-7347
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-S
Legal Description	ALL OF LOT 11, CANDLEWOOD ESTATES, A PRIVATE SUBDIVISION. CONT. 0.23000 ACRES
Legal Subdivision	CANDLEWOOD ESTATES
Legal Lot Number	11
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	3
Census Block	3037
Census Tract	126002

Owner

Source: Davis County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1091 WESTSIDE DR, LAYTON, UT 84041-7347
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Nov 15, 2021	Deed of Trust, Mortgage · Line of Credit UNIVERSITY FIRST FCU
Feb 10, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNIVERSITY FIRST FCU
Aug 18, 2023	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Jul 31, 2024	Deed of Trust, Mortgage · Line of Credit AMERICAN FIRST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2009 · Amount on Record
Deed Sale	Nov 3, 2009 · Amount on Record
Prior Sale	Nov 3, 2009
Deed Document Number	20092491256
Deed Book / Page	4894 / 1073
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1091 WESTSIDE DR, LAYTON, UT 84041-7347
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	07749/2139
Date	Apr 29, 2021
Book Page	7749/2139
Instrument	3377260

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Mar 1, 2041

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1091 WESTSIDE DR, LAYTON, UT 84041-7347
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1091 WESTSIDE DR, LAYTON, UT 84041-7347

Mortgage

Document Number	0007886/79
Date	Nov 15, 2021
Book Page	7886/79
Instrument	3435021

Lender

Name	UNIVERSITY FIRST FCU
Type	Credit Union
Address	SALT LAKE CITY, UT 84106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 9, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1091 WESTSIDE DR, LAYTON, UT 84041-7347
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	COTTONWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008191/346
Date	Feb 10, 2023
Book Page	8191/346
Instrument	3517169

Lender

Name	UNIVERSITY FIRST FCU
Type	Credit Union
Address	SALT LAKE CITY, UT 84106

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	145 Months
Due	Mar 1, 2035

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1091 WESTSIDE DR, LAYTON, UT 84041-7347
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008319/929
Date	Aug 18, 2023
Book Page	8319/929
Instrument	3540808

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 30, 2033

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1091 WESTSIDE DR, LAYTON, UT 84041-7347
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1091 WESTSIDE DR, LAYTON, UT 84041-7347

Mortgage

Document Number	008553/800
Date	Jul 31, 2024
Book Page	8553/800
Instrument	3581227

Lender

Name	AMERICAN FIRST CU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$277,751 (-2.32%) Land $117,871 Building $159,880	$505,000 (-2.32%) Land $214,310 Building $290,690
2025	$2,709.00 (+4.39%)	$284,350 (-39.11%) Land $119,150 Building $165,200	$517,000 (+10.71%) Land $216,637 Building $300,363
2024	$2,595.00
2023		$467,000 Land $132,225 Building $334,775	$467,000 Land $132,225 Building $334,775

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 64% of Utah
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Rise Broadband, Utah Broadband.

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