1091 W Williams St, Banning, CA 92220 Property Records

Riverside County property record for 1091 W Williams St, Banning, CA 92220

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 996 sqft · built 1953
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$338,000 (Jun 2021)
Tax Bill	$5,255 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`540-113-009`

Property Details

APN / Parcel Number

Primary APN	`540-113-009`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	996 sqft Living Area
Gross Area	1,290 sqft
1st Floor Area	996 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Block
Construction Type	Wood
Roof Material	Gravel
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Carport
Garage Area	266 sqft
Carport	Carport
Carport Area	266 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1091 W WILLIAMS ST
City	BANNING
State	CA
Zip	92220-4425
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	POR LOT 11 BLK 2 AND LOT 10 BLK 2 MB 023/004 PASS VIEW TR
Legal Subdivision	PASS VIEW TR
Legal Block	2
Legal Lot Number	10
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	1
Census Block	1031
Census Tract	44101

Owner

1091 W Williams St is owned and occupied by two individuals who bought it in June 2021.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1091 W WILLIAMS ST, BANNING, CA 92220-4425
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2021	Deed of Trust, Mortgage · Commercial Mortgage GOLDEN EMPIRE MORTGAGE INC
Jun 28, 2021	Grant Deed, Transfer · FHA Mortgage GOLDEN EMPIRE MORTGAGE INC
Nov 7, 2019	Grant Deed, Transfer · FHA Mortgage CALIBER HM LOANS
Dec 27, 2018	Grant Deed, Transfer QUALITY ESCROW INC
Nov 20, 2018	Trustee's Deed, Foreclosure TITLE 365
May 17, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2021 · Amount on File
Deed Sale	Jun 28, 2021 · Amount on File
Prior Sale	Nov 7, 2019 · Amount on File
Deed Document Number	2021388305
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	1091 W WILLIAMS ST, BANNING, CA 92220-4425
Transaction Type	Mortgage
Record Updated	Aug 10, 2023
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1091 W WILLIAMS ST, BANNING, CA 92220-4425

Mortgage

Document Number	0000388308
Date	Jun 28, 2021
Instrument	2021-0388308

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company
Address	BAKERSFIELD, CA 93309

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jun 28, 2021
Property Address	1091 W WILLIAMS ST, BANNING, CA 92220-4425
Document Number	0000388305
Map Reference	MB 23 PG 4
Instrument Date	Jun 2, 2021
Instrument	2021-0388305
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1091 W WILLIAMS ST, BANNING, CA 92220-4425

Mortgage

Document Number	0000388306
Date	Jun 28, 2021
Instrument	2021-0388306

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Mortgage

Document Number	0000388307
Date	Jun 28, 2021
Instrument	2021-0388307

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Nov 7, 2019
Property Address	1091 W WILLIAMS ST, BANNING, CA 92220-4425
Document Number	0000458529
Instrument Date	Oct 24, 2019
Instrument	458529
Transaction Type	Transfer
Record Updated	Nov 26, 2019
Title Company	TITLE 365

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1091 W WILLIAMS ST BANNING CA 922204425, BANNING, CA 92220-4425

Mortgage

Document Number	458530
Date	Nov 7, 2019
Instrument	458530

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 6, 2049

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Dec 27, 2018
Property Address	1091 W WILLIAMS ST, BANNING, CA 92220-4425
Document Number	0000501004
Instrument Date	Dec 17, 2018
Instrument	501004
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	QUALITY ESCROW INC

Transaction

Amount	Amount on Record
Tax	$152.35
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14080 GRAHAM ST MORENO VALLEY CA 925538830, MORENO VALLEY, CA 92553-8830

November 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Nov 20, 2018
Property Address	1091 W WILLIAMS ST, BANNING, CA 92220-4425
Document Number	0000455453
Instrument Date	Nov 16, 2018
Instrument	455453
Transaction Type	Foreclosure
Record Updated	Nov 30, 2018
Title Company	TITLE 365

Transaction

Amount	Amount on Record
Tax	$187.70
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1091 W WILLIAMS ST BANNING CA 922204425, BANNING, CA 92220-4425

May 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	RIVERSIDE CA
Recording Date	May 17, 2018
Property Address	1091 W WILLIAMS ST, BANNING, CA 92220-4425
Document Number	0000195288
Instrument Date	May 10, 2018
Instrument	195288
Transaction Type	Foreclosure
Record Updated	May 25, 2018

Transaction

Amount	Amount on Record
Tax	$77.98
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1191 W WILLIAMS ST BANNING CA 92220, BANNING, CA 92220

Tax Assessment & Valuation

The 2025 property tax bill for 1091 W Williams St was $5,255.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$373,177 (+2%) Land $27,601 Building $345,576
2025	$5,255.00	$365,860 Land $27,060 Building $338,800
2023	$4,983.00 (+2.13%)	$351,655 Land $26,010 Building $325,645
2022	$4,879.00
2021			$298,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1091 W Williams St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1091 W Williams St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANNING serves 31,680 people · EPA ID CA3310006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks.

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