1091 Union Ave, Benton Harbor, MI 49022 Property Records

Berrien County property record for 1091 Union Ave, Benton Harbor, MI 49022

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 2,148 sqft · built 1938
Lot Size0.135 acres (5,881 sqft)
OwnerCompany Name on Record
Last Sale$90,000 (Mar 2026)
Tax Bill$989 (2025)
Deeds & MortgagesMar 2026 Sale
Apr 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN53-6120-0005-00-3

Property Details

APN / Parcel Number

Primary APN53-6120-0005-00-3
Alternative APN
  • 11-53-6120-0005-00-3

Interior

Bedrooms4 Beds
Full Baths1 Bath
Building Area2,148 sqft Living Area
1st Floor Area1,074 sqft
Basement Area1,074 sqft
Unfinished Basement1,074 sqft

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 1938
Architectural StyleDuplex Single
Lot Area5,881 sqft (0.135 acres)
Lot Dimensions125 ft deep x 47 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address1091 UNION AVE
CityBENTON HARBOR
StateMI
Zip49022-5229
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeDISTRICT A
Legal DescriptionLOT 5 PLUMMERS 2 ND ADD TO CITY OF BENTON HARBOR
Legal SubdivisionPLUMMERS 2 ND ADD
Legal Lot Number5
Legal Unit5
JurisdictionBERRIEN MI
Township / Civil DivisionBENTON HARBOR
Census Block Group1
Census Block1011
Census Tract600

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1023 E MAIN ST, BENTON HARBOR, MI 49022-3035
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2026Personal Representative Deed, Transfer
Apr 18, 2017Land Contract, Transfer · Seller Carry-Back
JOSEPHINE WOODEN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 31, 2026 · Amount on Record
Deed SaleMar 31, 2026 · Amount on Record
Prior SaleJun 13, 2023
Deed Document Number2026457357
Deed Book / Page3473 / 4104
Prior Transfer DateJun 14, 2024
Prior Transfer Doc0000407914
Record UpdatedOct 29, 2026

March 2026: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionBERRIEN MI
Recording DateMar 31, 2026
Property Address1091 UNION AVE, BENTON HARBOR, MI 49022-5229
Document Number03473/4104
Book / Page3473 / 4104
Instrument DateOct 21, 2025
Instrument2026457357
Transaction TypeTransfer
Record UpdatedApr 29, 2026

Transaction

AmountAmount Recorded
Tax$675.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address269 HASTINGS AVE, BENTON HARBOR, MI 49022-5405

Transferred To (Grantee/Buyer)

NameVerified Name
Address1023 E MAIN ST, BENTON HARBOR, MI 49022-3035

April 2017: Land Contract, Transfer

Document TypeLand Contract
JurisdictionBERRIEN MI
Recording DateApr 18, 2017
Property Address1091 UNION AVE, BENTON HARBOR, MI 49022-5229
Document Number03169/1894
Book / Page3169 / 1894
Instrument DateApr 14, 2017
Transaction TypeTransfer
Record UpdatedNov 9, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address243 BROWNWAY, BENTON HARBOR, MI 49022-6813

Transferred To (Grantee/Buyer)

NameVerified Name
Address1023 E MAIN ST, BENTON HARBOR, MI 49022-3035
InvestorPossibly a Property Investor

Mortgage

DateApr 18, 2017
Lender
NameJOSEPHINE WOODEN
TypeSeller
Agreement
TypeSeller Carry-Back
AmountAmount Recorded

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
MunicipalityBenton Harbor City
Unified School DistrictBenton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$38,800 (+3.47%)$77,600 (+3.47%)
2025$989.00 (-48.6%)$37,500 (+65.2%)$75,000 (+65.2%)
2024$1,924.00 (+14.93%)
2023$22,700$45,400
2022$1,674.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBENTON HARBOR
serves 9,103 people · EPA ID MI0000600
Water SourceSurface water
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Sep 2021
Failure to filter
resolved · May 2021
Treatment and ProcedureOrganic carbon removal
Apr 2026
Treatment change without state approval
Sep 2021
Lead public education
Aug 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

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