1091 Towne Ln, Charlottesville, VA 22901 Property Records

Albemarle County property record for 1091 Towne Ln, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,482 sqft · built 1982
Lot Size	0.21 acres (9,169 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Jun 2015)
Tax Bill	$4,024 (2026)
Deeds & Mortgages	Oct 2025 Transfer Sep 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`061A0-03-00-00400`

Property Details

APN / Parcel Number

Primary APN	`061A0-03-00-00400`
Alternative APN	`22998`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,482 sqft Finished Area
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Wood
Lot Area	9,169 sqft (0.21 acres)
View / Lot	Proximity to Airport

Exterior Amenities

Porch	Slab
Porch Area	228 sqft
Deck Area	603 sqft
Patio Area	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1091 TOWNE LN
City	CHARLOTTESVILLE
State	VA
Zip	22901-3173
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4 RESIDEN
Legal Description	VILLAGE SQUARE, THE 4
Legal Subdivision	VILLAGE SQUARE THE
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIO
Census Block Group	3
Census Block	3002
Census Tract	10602

Owner

1091 Towne Ln is owned by an individual who acquired it in August 2023.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	9413 KINNERTON DR, MIDLOTHIAN, VA 23112-1356
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Gift Deed, Transfer
Sep 6, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2015 · Amount on File
Deed Sale	Jun 10, 2015 · Amount on File
Deed Document Number	20156063
Last Transfer Date	Aug 31, 2023
Transfer Doc	0000007768
Record Updated	Sep 20, 2026

October 2025: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Oct 23, 2025
Property Address	1091 TOWNE LN, CHARLOTTESVILLE, VA 22901-3173
Document Number	202500010028
Map Reference	MB 743 PG 513
Instrument Date	Oct 20, 2025
Instrument	202500010028
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9413 KINNERTON DR, MIDLOTHIAN, VA 23112-1356

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9413 KINNERTON DR, MIDLOTHIAN, VA 23112-1356

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALBEMARLE VA
Recording Date	Sep 6, 2023
Property Address	1091 TOWNE LN, CHARLOTTESVILLE, VA 22901-3173
Document Number	202300007768
Map Reference	MB 743 PG 513
Instrument Date	Aug 31, 2023
Instrument	202300007768
Transaction Type	Transfer
Record Updated	Oct 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	680 VICTORIAN CT, CHARLOTTESVILLE, VA 22901-3168

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	680 VICTORIAN CT, CHARLOTTESVILLE, VA 22901-3168

Tax Assessment & Valuation

The 2026 property tax bill for 1091 Towne Ln was $4,024, up 2.8% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,024.00 (+2.78%)	$450,100 (+2.76%) Land $140,000 Building $310,100	$450,100 (+2.76%) Land $140,000 Building $310,100
2025	$3,915.00	$438,000 Land $140,000 Building $298,000	$438,000 Land $140,000 Building $298,000
2023	$3,379.00 (+0.33%)	$395,700 Land $137,500 Building $258,200	$395,700 Land $137,500 Building $258,200
2022	$3,368.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1091 Towne Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1091 Towne Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ting.

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