1091 Severn Dr, Evans, GA 30809 Property Records

Columbia County property record for 1091 Severn Dr, Evans, GA 30809

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,481 sqft · built 1992
Lot Size	0.35 acres (15,252 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,786 (2026)
Deeds & Mortgages	Sep 2019 Line of Credit Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`071D066`

Property Details

APN / Parcel Number

Primary APN	`071D066`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,481 sqft Finished Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2000
Exterior Material	Brick
Construction Type	Brick
Lot Area	15,252 sqft (0.35 acres)

Location & Zoning

Street Address	1091 SEVERN DR
City	EVANS
State	GA
Zip	30809-5219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK B LOT 11; THE VILLAGES OF; RIVERSHYRE SECT 1
Legal Subdivision	THE VILLAGES OF
Legal Phase	I
Legal Block	B
Legal Lot Number	11
Jurisdiction	COLUMBIA GA
Township / Civil Division	EVANS
Census Block Group	3
Census Block	3004
Census Tract	30308

Owner

1091 Severn Dr is owned and occupied by two individuals who acquired it in April 2004.

Source: Columbia County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1091 SEVERN DR, EVANS, GA 30809-5219
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Feb 3, 2017	Deed of Trust, Mortgage · Conventional with PMI BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 23, 2004
Transfer Doc	4340/0290
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA GA
Property Address	1091 SEVERN DR, EVANS, GA 30809-5219
Document Number	2181/0285
Instrument Date	Sep 21, 2019
Transaction Type	Mortgage
Record Updated	Oct 14, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1091 SEVERN DR EVANS GA 308095219, EVANS, GA 30809-5219

Mortgage

Document Number	2181/0285
Date	Oct 2, 2019
Book Page	012181/000285

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA GA
Property Address	1091 SEVERN DR, EVANS, GA 30809-5219
Document Number	0765/0094
Instrument Date	Feb 3, 2017
Transaction Type	Mortgage
Record Updated	Aug 16, 2018
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1091 SEVERN DR EVANS GA 308095219, EVANS, GA 30809-5219

Mortgage

Document Number	0765/0094
Date	Feb 13, 2017
Book Page	010765/000094

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	120 Months
Due	Feb 12, 2027

Tax Assessment & Valuation

The 2026 property tax bill for 1091 Severn Dr was $2,786, down 18.5% from the year before.

Source: Columbia County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Columbia County
Unified School District	Columbia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,786.00 (-18.47%)	$149,875 (+4.95%) Land $27,004 Building $122,871	$374,687 (+4.95%) Land $67,510 Building $307,177
2025	$3,417.00	$142,809 Land $25,704 Building $117,105	$357,022 Land $64,260 Building $292,762
2023	$2,937.00 (-5.04%) Homeowner's exemption	$132,649 (+11.68%) Land $25,704 Building $106,945	$331,622 (+11.68%) Land $64,260 Building $267,362
2022	$3,093.00 Homeowner's exemption	$118,779 Land $22,004 Building $96,775	$296,947 Land $55,010 Building $241,937

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1091 Severn Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1091 Severn Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBIA COUNTY serves 124,763 people · EPA ID GA0730000
Water Source	Surface water
Last State Inspection	May 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, West Carolina Rural Telephone Cooperative.

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