1091 Pleasant Valley Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 1091 Pleasant Valley Rd, Murphy, NC 28906

Property Summary

Property Type	Mobile Home
Details	4 bd · 2 ba · 1,944 sqft · built 2003
Lot Size	5.61 acres (244,372 sqft)
Owner	2 Individual Names on Record
Tax Bill	$869 (2025)
Deeds & Mortgages	Jan 2026 Transfer Dec 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`459316938003000`

Property Details

APN / Parcel Number

Primary APN	`459316938003000`
Alternative APN	`4098`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,944 sqft Heated Area
Gross Area	2,548 sqft
1st Floor Area	1,944 sqft
Flooring	Combination, Other
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	244,372 sqft (5.61 acres)
Lot Dimensions	522 ft deep x 366 ft wide
Garage Type	Carport
Garage Area	460 sqft
Carport	Carport
Carport Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	4098
Street Address	1091 PLEASANT VALLEY RD
City	MURPHY
State	NC
Zip	28906-2607
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	WHITMORE PROP 975/164
Legal Phase	975
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	1
Census Block	1048
Census Tract	930402

Owner

Source: Cherokee County records, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1091 PLEASANT VALLEY RD, MURPHY, NC 28906-2607
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2026	Intrafamily Transfer, Transfer
Dec 21, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jan 12, 2018	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Feb 24, 2020	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2002
Deed Sale	May 1, 2002
Deed Book / Page	977 / 345
Last Transfer Date	Jan 15, 2026
Transfer Doc	01793/1323
Record Updated	Jun 8, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE NC
Recording Date	Jan 16, 2026
Property Address	1091 PLEASANT VALLEY RD, MURPHY, NC 28906-2607
Document Number	01793/1323
Book / Page	1793 / 1323
Instrument Date	Jan 15, 2026
Instrument	237
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1091 PLEASANT VALLEY RD, MURPHY, NC 28906-2607

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1091 PLEASANT VALLEY RD, MURPHY, NC 28906-2607

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	1091 PLEASANT VALLEY RD, MURPHY, NC 28906-2607
Transaction Type	Mortgage
Record Updated	Jan 10, 2024
Title Company	VISIONET SYSTEMS INC, VISIONET SYSTEMS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1091 PLEASANT VALLEY RD, MURPHY, NC 28906-2607

Mortgage

Document Number	01748/1091
Date	Dec 21, 2023
Book Page	1748/1091
Instrument	6556

Lender

Name	PNC BANK NA
Type	Bank
Address	222 DELAWARE AVE, WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Dec 15, 2063

Interest

Change Frequency	Monthly

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	1091 PLEASANT VALLEY RD, MURPHY, NC 28906-2607
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01578/0574
Date	Jan 12, 2018
Book Page	01578/0574
Instrument	00172

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Dec 30, 2057

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	1091 PLEASANT VALLEY RD, MURPHY, NC 28906-2607
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1637/3
Date	Feb 24, 2020
Book Page	1637/3
Instrument	886

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Feb 11, 2060

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$869.00	$110,700 (-)	$110,700 (-) Land $34,330 Building $76,370
2023		$110,700	$110,700 Land $34,330 Building $76,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 73% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MURPHY serves 4,498 people · EPA ID NC0120010
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
RiverStreet Networks Fixed Wireless	25 / 3

May also be available: Blue Ridge Mountain EMC, Frontier, Peachtree Broadband Fiber, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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