Bedford County property record for 1091 N Fork Rd, Bedford, VA 24523
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 2,160 sqft · built 1931 |
| Lot Size | 1.21 acres (52,708 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $780 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 108 A 23 |
| Primary APN | 108 A 23 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,160 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1931 |
|---|---|
| Effective Year Built | Effective 1931 |
| Architectural Style | Rustic |
| Exterior Material | Combination |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 52,708 sqft (1.21 acres) |
| Porch | Porch |
| Porch Area | 160 sqft |
| Deck Area | 48 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 1091 N FORK RD |
|---|---|
| City | BEDFORD |
| State | VA |
| Zip | 24523-3905 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LITTLE OTTER |
| Legal Subdivision | LITTLE OTTER |
| Jurisdiction | BEDFORD VA |
| Township / Civil Division | 7 |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 30401 |
1091 N Fork Rd is owned and occupied by an individual.
Source: Bedford County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1091 N FORK RD, BEDFORD, VA 24523-3905 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 1091 N Fork Rd was $780.
Source: Bedford County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Bedford County |
| Unified School District | Bedford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $780.00 | $190,300 Land $40,000 Building $150,300 | |
| 2023 | $780.00 Additional exemption filed | $95,150 | $190,300 Land $40,000 Building $150,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1091 N Fork Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1091 N Fork Rd is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 69% of Virginia |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 1,200 / 1,200 |
| ZiTEL Fiber | 960 / 960 |
| Verizon Fixed Wireless | 300 / 20 |
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