DeSoto County property record for 1091 Morrow Crest Dr, Hernando, MS 38632 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Year Built | Built 1997 |
| Square Footage | 2,957 sqft Adjusted Area |
| Lot Size | 240,451 sqft (5.52 acres) |
| Pool | 512 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $2,624.00 (2025) |
| Primary APN | 3-08-1-02-02-0-00013-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 2,957 sqft Adjusted Area |
| 1st Floor | 1,940 sqft 1st Floor |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Brick Veneer Exterior |
| Construction Type | Brick Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Shingle Roof |
| Lot Area | 240,451 sqft (5.52 acres) |
| Pool Area | 512 sqft Pool |
| Patio Area | 448 sqft Patio |
| Utility Building | 214 sqft Utility Building |
| Street Address | 1091 MORROW CREST DR |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-7298 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MORROW CREST SEC A LOT 13 |
| Legal Range | 008 |
| Legal Township | 03S |
| Legal Section | 02 |
| Legal Subdivision | MORROW CREST |
| Legal Lot Number | 13 |
| Jurisdiction | DESOTO MS |
| Minor Civil Division | 4 |
| Census Blockgroup | 1 |
| Census Block | 1031 |
| Census Tract | 71122 |
Source: DeSoto County records · APN 3-08-1-02-02-0-00013-00
Assessment roll updated December 15, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1091 MORROW CREST DR, HERNANDO, MS 38632-7298 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Et Ux (and Wife) - Vendor Data Only |
| Date | Document |
|---|---|
| Apr 05, 2024 | Deed of Trust, Mortgage · Line of Credit GUARANTY BANK & TRUST CO |
| Dec 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 05, 2006 |
| Deed Sale | Jun 05, 2006 |
| Deed Book / Page | 530 / 473 |
| Last Transfer Date | May 16, 2024 |
| Transfer Doc | 01024/9446 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 1091 MORROW CREST DR, HERNANDO, MS 38632-7298 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1091 MORROW CREST DR, HERNANDO, MS 38632-7298 |
| Document Number | 5661/30823 |
|---|---|
| Date | Apr 05, 2024 |
| Book Page | 5661/30823 |
| Name | GUARANTY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | HERNANDO, MS 38632 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 05, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 1091 MORROW CREST DR, HERNANDO, MS 38632-7298 |
| Transaction Type | Mortgage |
| Record Updated | Dec 06, 2023 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 004860/139 |
|---|---|
| Date | Dec 26, 2019 |
| Book Page | 4860/139 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 01, 2035 |
Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,624.00 (+26.58%) | $35,032 (+47.54%) Land $3,500 Building $31,532 | $350,315 (+47.54%) Land $35,000 Building $315,315 |
| 2023 | $2,073.00 | $23,744 | $237,437 Land $35,000 Building $202,437 |
1091 Morrow Crest Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · DeSoto County (28033C), updated June 5, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 57th percentile of exposed land nationally · 71st in Mississippi |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 719 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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