1091 Midnight Pass, Rockwall, TX 75087 Property Records

Rockwall County property record for 1091 Midnight Pass, Rockwall, TX 75087

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,230 sqft · built 2012
Lot Size	0.307 acres (13,360 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (May 2020)
Tax Bill	$2,497 (2025)
Deeds & Mortgages	Mar 2021 Transfer May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3248000A0005000R`

Property Details

APN / Parcel Number

Primary APN	`3248000A0005000R`
Alternative APNs	`R44711` `44711`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,230 sqft Living Area
Gross Area	2,853 sqft
1st Floor Area	2,230 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,360 sqft (0.307 acres)
Lot Dimensions	167 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	126 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1091 MIDNIGHT PASS
City	ROCKWALL
State	TX
Zip	75087-7217
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARUTH LAKE PHASE ONE, BLOCK A, LOT 5
Legal Subdivision	CARUTH LAKE PHASE ONE
Legal Block	A
Legal Lot Number	5
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHWEST ROCKWALL
Census Block Group	2
Census Block	2005
Census Tract	40202

Owner

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1091 MIDNIGHT PASS, ROCKWALL, TX 75087-7217
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2021	Quit Claim Deed, Transfer NOT AVAILABLE
May 13, 2020	Vendor's Lien, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Dec 10, 2019	Vendor's Lien, Transfer · FHA Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2020 · Amount on Record
Deed Sale	May 13, 2020 · Amount on Record
Prior Sale	Dec 10, 2019 · Amount on Record
Deed Document Number	20209816
Last Transfer Date	Mar 17, 2021
Transfer Doc	0000006811
Record Updated	Sep 20, 2026

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROCKWALL TX
Recording Date	Mar 21, 2021
Property Address	1091 MIDNIGHT PASS, ROCKWALL, TX 75087-7217
Document Number	0000006811
Instrument Date	Mar 17, 2021
Instrument	6811
Transaction Type	Transfer
Record Updated	Apr 8, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1091 MIDNIGHT PASS ROCKWALL TX 750877217, ROCKWALL, TX 75087-7217

May 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	May 13, 2020
Property Address	1091 MIDNIGHT PASS, ROCKWALL, TX 75087-7217
Document Number	0000009816
Map Reference	VOLC PG208
Instrument Date	May 13, 2020
Instrument	20200000009816
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	606 EMERSON DR, 606, ROCKWALL, TX 75087-0149

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1091 MIDNIGHT PASS, ROCKWALL, TX 75087-7217

Mortgage

Document Number	0000009817
Date	May 13, 2020
Instrument	20200000009817

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

December 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Dec 10, 2019
Property Address	1091 MIDNIGHT PASS, ROCKWALL, TX 75087-7217
Document Number	0000022148
Map Reference	VOL C PG 208
Instrument Date	Dec 10, 2019
Instrument	20190000022148
Transaction Type	Transfer
Record Updated	Sep 21, 2021
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1091 MIDNIGHT PASS, ROCKWALL, TX 75087-7217
Investor	Possibly a Property Investor

Mortgage

Document Number	0000022149
Date	Dec 10, 2019
Instrument	20190000022149

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rockwall City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$474,834 (+5.57%) Land $155,000 Building $319,834	$474,834 (-0.84%) Land $155,000 Building $319,834
2025	$2,497.00 (-27.77%) Homeowner's exemption Senior Citizen's exemption	$449,801 (+1.04%)	$478,836 (+7.56%) Land $155,000 Building $323,836
2024	$3,457.00 (-18.37%)
2023	$4,235.00 (-14.08%) Homeowner's exemption Senior Citizen's exemption	$445,181 Land $178,250 Building $266,931	$445,181 Land $178,250 Building $266,931
2021	$4,929.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCKWALL serves 55,250 people · EPA ID TX1990001
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Novos Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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