1091 Hobbs Rd, Harned, KY 40144 Property Records

Breckinridge County property record for 1091 Hobbs Rd, Harned, KY 40144

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,329 sqft
Lot Size	41.4 acres (1,805,562 sqft)
Owner	Individual Name on File
Last Sale	$24,000 (Dec 2017)
Tax Bill	$812 (2025)
Deeds & Mortgages	May 2018 Mortgage Sep 2020 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`100-1`

Property Details

APN / Parcel Number

Primary APN	`100-1`
Alternative APN	`8592`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,329 sqft Living Area

Exterior

Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	1,805,562 sqft (41.4 acres)
Garage Type	Detached
Parking Spaces	5 Parking Spaces
Deck Area	529 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Account Number	8592
Street Address	1091 HOBBS RD
City	HARNED
State	KY
Zip	40144-5716
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	FARM & HOUSE & BLDGS
Jurisdiction	BRECKINRIDGE KY
Township / Civil Division	HARDINSBURG
Census Block Group	1
Census Block	1005
Census Tract	960200

Owner

Source: Breckinridge County records, as of November 20, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1091 HOBBS RD, HARNED, KY 40144-5716
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2018	Deed of Trust, Mortgage · USDA Mortgage UNITED STATES DEPARTMENT OF AGRICULTURE
Sep 22, 2020	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK
Jun 26, 2020	Deed, Transfer
Jun 26, 2020	Intrafamily Transfer, Transfer
Dec 14, 2017	Deed, Transfer · Line of Credit FIRST STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2017 · Amount on File
Deed Sale	Dec 14, 2017 · Amount on File
Prior Sale	Mar 30, 2010 · Amount on File
Deed Document Number	20177389
Deed Book / Page	407 / 738
Last Transfer Date	Jun 22, 2020
Transfer Doc	000428/450
Record Updated	Jun 8, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRECKINRIDGE KY
Property Address	1091 HOBBS RD, HARNED, KY 40144-5716
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000452/354
Date	May 18, 2018
Book Page	452/354
Instrument	2018002488

Lender

Name	UNITED STATES DEPARTMENT OF AGRICULTURE
Type	Government Agency
Address	HARDINSBURG, KY 40143

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	11 Months
Due	Apr 1, 2019

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRECKINRIDGE KY
Property Address	1091 HOBBS RD, HARNED, KY 40144-5716
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1091 HOBBS RD, HARNED, KY 40144-5716

Mortgage

Document Number	000489/100
Date	Sep 22, 2020
Book Page	489/100
Instrument	2020005071

Lender

Name	FIRST STATE BANK
Type	Bank
Address	IRVINGTON, KY 40146

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Aug 29, 2030

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BRECKINRIDGE KY
Recording Date	Jun 26, 2020
Property Address	1091 HOBBS RD, HARNED, KY 40144-5716
Document Number	428/454
Book / Page	428 / 454
Map Reference	CAB C SL 151
Instrument Date	Jun 25, 2020
Instrument	2020003169
Transaction Type	Transfer
Record Updated	Nov 29, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1091 HOBBS RD, 1091, HARNED, KY 40144-5716

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1091 HOBBS RD, HARNED, KY 40144-5716
Mail Care Of	OPAL MCHOLAN

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRECKINRIDGE KY
Recording Date	Jun 26, 2020
Property Address	1091 HOBBS RD, HARNED, KY 40144-5716
Document Number	000428/450
Book / Page	428 / 450
Map Reference	CAB C SL 151
Instrument Date	Jun 22, 2020
Instrument	2020003168
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1091 HOBBS RD, HARNED, KY 40144-5716

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BRECKINRIDGE KY
Recording Date	Dec 14, 2017
Property Address	1091 HOBBS RD, HARNED, KY 40144-5716
Document Number	000407/738
Book / Page	407 / 738
Instrument Date	Dec 8, 2017
Instrument	2017007389
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$24.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 E MAIN ST, CECILIA, KY 42724-9598

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1091 HOBBS RD, HARNED, KY 40144-5716

Mortgage

Document Number	2017007390
Date	Dec 14, 2017
Instrument	2017007390

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Dec 8, 2018

Tax Assessment & Valuation

Source: Breckinridge County assessment roll, as of November 20, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Breckinridge County
Unified School District	Breckinridge County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$812.00 (+2.01%)	$81,700 (-) Land $14,700 Building $67,000	$167,000 (-) Land $100,000 Building $67,000
2023	$796.00 (+20.42%)	$81,700 (+22.49%) Land $14,700 Building $67,000	$167,000 (+49.11%) Land $100,000 Building $67,000
2022	$661.00	$66,700 Land $14,700 Building $52,000	$112,000 Land $60,000 Building $52,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2015–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brandenburg Telecom Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

Nearby Properties on Hobbs Rd

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