Carroll County property record for 1091 Heathers Dr, Westminster, MD 21158
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,798 sqft · built 1988 |
| Lot Size | 2.87 acres (125,017 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $455,000 (Oct 2019) |
| Tax Bill | $5,301 (2026) |
| Deeds & Mortgages | Sep 2021 Line of Credit Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-016664 |
| Primary APN | 02-016664 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,798 sqft Total Area |
| Basement Area | 532 sqft |
| Finished Basement | 532 sqft |
| Utility Area | 350 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 125,017 sqft (2.87 acres) |
| Garage Type | Attached |
| Garage Area | 700 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 376 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 016664 |
|---|---|
| Street Address | 1091 HEATHERS DR |
| City | WESTMINSTER |
| State | MD |
| Zip | 21158-3602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRIC |
| Legal Description | LT 3A - 2.87 ACS 1091 HEATHER DR 42-34 MARING MANOR |
| Legal Subdivision | MARING MANOR |
| Legal Lot Number | 3A |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 2, UNIONTOWN |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 502000 |
1091 Heathers Dr is owned and occupied by two individuals who bought it in October 2019.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1091 HEATHERS DR, WESTMINSTER, MD 21158-3602 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 21, 2021 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Feb 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MERIDIAN BANK |
| Oct 2, 2019 | Grant Deed, Transfer · Conventional with PMI EQUITY RSRCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2019 · Amount on File |
| Deed Sale | Oct 2, 2019 · Amount on File |
| Prior Sale | Oct 13, 1988 · Amount on File |
| Deed Book / Page | 9431 / 203 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1091 HEATHERS DR, WESTMINSTER, MD 21158-3602 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | REGIS TITLE LLC, RGS TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0104600179 |
|---|---|
| Date | Sep 21, 2021 |
| Book Page | 10460/179 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1091 HEATHERS DR, WESTMINSTER, MD 21158-3602 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0101100436 |
|---|---|
| Date | Feb 19, 2021 |
| Book Page | 10110/436 |
| Name | MERIDIAN BANK |
|---|---|
| Type | Bank |
| Address | BLUE BELL, PA 19422 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Oct 2, 2019 |
| Property Address | 1091 HEATHERS DR, WESTMINSTER, MD 21158-3602 |
| Document Number | 0094310203 |
| Book / Page | 009431 / 000203 |
| Instrument Date | Sep 23, 2019 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2019 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $455.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1091 HEATHERS DR WESTMINSTER MD 211583602, WESTMINSTER, MD 21158-3602 |
| Document Number | 94310211 |
|---|---|
| Date | Oct 2, 2019 |
| Book Page | 009431/000211 |
| Name | EQUITY RSRCS |
|---|---|
| Type | Funding / Finance Company |
| Address | NEWARK, OH 43055 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2049 |
The 2026 property tax bill for 1091 Heathers Dr was $5,301 with a homeowner's exemption, up 5.2% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,301.00 (+5.16%) Homeowner's exemption | $538,800 Land $143,700 Building $395,100 | $538,800 Land $143,700 Building $395,100 |
| 2025 | $5,041.00 Homeowner's exemption | ||
| 2023 | $4,907.00 Homeowner's exemption | $434,300 Land $143,700 Building $290,600 | $434,300 Land $143,700 Building $290,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1091 Heathers Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2003) |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1091 Heathers Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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