1091 Giltner Rd, Smithfield, KY 40068 Property Records

Henry County property record for 1091 Giltner Rd, Smithfield, KY 40068

Property Summary

Property Type	Single Family Home
Details	1,008 sqft
Lot Size	0.87 acres (37,897 sqft)
Owner	2 Individual Names on File
Last Sale	$81,500 (Jun 2021)
Tax Bill	$2,213 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`015-00-00-052.00`

Property Details

APN / Parcel Number

Primary APN	`015-00-00-052.00`
Alternative APN	`20356`

Interior

Stories	1 Story
Building Area	1,008 sqft Total Area

Exterior

Exterior Material	Brick/Stone
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	37,897 sqft (0.87 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	20356
Street Address	1091 GILTNER RD
City	SMITHFIELD
State	KY
Zip	40068-7810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RES BLDGS & LOT
Legal Subdivision	BOB MYERS-GILTNER ROAD
Jurisdiction	HENRY KY
Township / Civil Division	EMINENCE
Census Block Group	1
Census Block	1025
Census Tract	90302

Owner

1091 Giltner Rd is owned and occupied by two individuals who bought it in June 2021.

Source: Henry County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1091 GILTNER RD, SMITHFIELD, KY 40068-7810
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jun 14, 2021	Intrafamily Transfer, Transfer
May 10, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2021 · Amount on File
Deed Sale	Jun 14, 2021 · Amount on File
Prior Sale	Jul 21, 2014
Deed Document Number	20211162185
Deed Book / Page	319 / 891
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY KY
Recording Date	Jul 7, 2026
Property Address	1091 GILTNER RD, SMITHFIELD, KY 40068-7810
Document Number	0001229643
Book / Page	447 / 564
Instrument Date	Jun 30, 2026
Instrument	20261229643
Transaction Type	Mortgage
Record Updated	Jul 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman, 286
Address	1091 GILTNER RD, SMITHFIELD, KY 40068-7810

Mortgage

Document Number	0001229643,
Date	Jul 7, 2026
Book Page	447/564
Instrument	20261229643

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENRY KY
Recording Date	Jun 14, 2021
Property Address	1091 GILTNER RD, SMITHFIELD, KY 40068-7810
Document Number	00D319/891
Book / Page	D319 / 891
Map Reference	DB 288 PG 672
Instrument Date	Jun 14, 2021
Instrument	1162185
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1091 GILTNER RD, SMITHFIELD, KY 40068-7810

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1091 GILTNER RD, SMITHFIELD, KY 40068-7810

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HENRY KY
Recording Date	May 10, 2021
Property Address	1091 GILTNER RD, SMITHFIELD, KY 40068-7810
Document Number	00D319/315
Book / Page	D319 / 315
Instrument Date	May 10, 2021
Instrument	1160724
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 155, NEW HAVEN, IL 62867-0155

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1091 GILTNER RD, SMITHFIELD, KY 40068-7810

Tax Assessment & Valuation

The 2025 property tax bill for 1091 Giltner Rd was $2,213.

Source: Henry County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henry County
Unified School District	Eminence Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$185,000 (-) Land $20,000 Building $165,000	$185,000 (-) Land $20,000 Building $165,000
2025	$2,213.00	$185,000	$185,000
2023	$1,430.00	$121,800	$121,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1091 Giltner Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1091 Giltner Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENRY COUNTY WATER DISTRICT #2 serves 17,716 people · EPA ID KY0520192
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
All Points Broadband Fixed Wireless	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Giltner Rd

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