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1091 Fruit St, Algonac, MI 48001 Property Records

St. Clair County property record for 1091 Fruit St, Algonac, MI 48001 · Last verified October 2025

Property Summary

Property TypeCommercial
Details6,976 sqft · built 1996
Lot Size1 acres (43,560 sqft)
OwnerCompany Name on File
Last Sale$925,000 (Aug 2022)
Tax Bill$8,979 (2024)
Deeds & MortgagesAug 2022 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN74-01-107-0042-100

Property Details

APN / Parcel Number

Primary APN74-01-107-0042-100

Interior

Stories2 Stories
Building Area6,976 sqft Total Area

Exterior

Year BuiltBuilt 1996
Lot Area43,560 sqft (1 acres)
Lot Dimensions318 ft deep x 136 ft wide

Location & Zoning

Account Number74011070042100
Street Address1091 FRUIT ST
CityALGONAC
StateMI
Zip48001-1205
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionTHAT PART OF LOT 45 BEG AT NE COR LOT 45, TH N 56D 30M W 136.8', TH S 33D 58M 40S W 319.23', TH S 57D 9M 14S E 136.83', TH N
Legal SubdivisionASSESSORS
Legal Lot Number45
JurisdictionSAINT CLAIR MI
Township / Civil DivisionALGONAC
Census Block Group3
Census Block3002
Census Tract649000

Owner

Source: St. Clair County records · APN 74-01-107-0042-100

Assessment roll updated March 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address7205 FLAMINGO ST, CLAY, MI 48001-4131
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 23, 2022 · Amount on Record
Deed SaleAug 23, 2022 · Amount on Record
Deed Document Number2022019908
Deed Book / Page5555 / 240
Record UpdatedJun 08, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAINT CLAIR MI
Recording DateAug 23, 2022
Property Address1091 FRUIT ST, ALGONAC, MI 48001-1205
Document Number0005555240
Book / Page5555 / 240
Instrument DateJul 29, 2022
Instrument2022019908
Transaction TypeTransfer
Record UpdatedSep 12, 2022
Title CompanySERVICE/ONE TITLE AGENCY INC, SERVICE ONE TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$6,937.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address6800 KING RD # RDF4, 6800, MARINE CITY, MI 48039-1450

Transferred To (Grantee/Buyer)

NameVerified Name
Address7205 FLAMINGO ST, CLAY, MI 48001-4131

Mortgage

Document Number2022019909
DateAug 23, 2022
Instrument2022019909
Lender
NameMICHIGAN STATE UNIVERSITY FCU
TypeCredit Union
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated March 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateMichigan
MunicipalityAlgonac City
CountySt. Clair County
Unified School DistrictAlgonac Community School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$210,400 (+38.51%)
2024$8,979.00 (+50.43%)$420,800 (+38.51%)
2023$151,900
2022$5,969.00$303,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261476490003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 25 individual NFIP policies nearby
Nearby Flood Policies25 in force
Nearby Flood Claims1 (2000)
Most Recent ClaimAug 2000, rainfall accumulation

Wildfire

Wildfire RiskLow
above 20% of the US · above 52% of Michigan
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 290 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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