1091 Easy St, Moneta, VA 24121 Property Records

Bedford County property record for 1091 Easy St, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 3,278 sqft · built 2004
Lot Size	0.469 acres (20,473 sqft)
Owner	Individual Name on File
Last Sale	$1,100,000 (Feb 2019)
Tax Bill	$5,768 (2023)
Deeds & Mortgages	Apr 2022 Line of Credit Apr 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`220 A 31G`

Property Details

APN / Parcel Number

Primary APN	`220 A 31G`
Alternative APNs	`22003205` `515128`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	3,278 sqft Living Area
Gross Area	7,199 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	20,473 sqft (0.469 acres)
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	106 sqft
Deck Area	1,480 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	515128
Street Address	1091 EASY ST
City	MONETA
State	VA
Zip	24121-5660
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKEVIEW ESTATES LT 10A SEC 1 PLAT DB 762/614
Legal Subdivision	LAKEVIEW ESTATES
Legal Lot Number	10A
Jurisdiction	BEDFORD VA
Township / Civil Division	2
Census Block Group	3
Census Block	3013
Census Tract	30504

Owner

1091 Easy St is owned and occupied by an individual who bought it in February 2019.

Source: Bedford County records, as of August 14, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2523 GOLDENFIELD LN, WINCHESTER, VA 22601-6433
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2022	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST COMPANY
Apr 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST CITIZENS BANK & TRUST COMPANY
Feb 15, 2019	Warranty Deed, Transfer · ARM FIRST CITIZENS BANK & TRUST COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2019 · Amount on File
Deed Sale	Feb 15, 2019 · Amount on File
Prior Sale	Apr 27, 2010
Deed Document Number	190001285
Record Updated	Jun 7, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1091 EASY ST, MONETA, VA 24121-5660
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220004368
Date	Apr 15, 2022
Instrument	220004368

Lender

Name	FIRST CITIZENS BANK & TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1091 EASY ST, MONETA, VA 24121-5660
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210004945
Date	Apr 1, 2021
Instrument	210004945

Lender

Name	FIRST CITIZENS BANK & TRUST COMPANY

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Feb 15, 2019
Property Address	1091 EASY ST, MONETA, VA 24121-5660
Document Number	0190001285
Instrument Date	Jan 16, 2019
Instrument	190001285
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2523 GOLDENFIELD LN, WINCHESTER, VA 22601-6433

Mortgage

Document Number	0190001286
Date	Feb 15, 2019
Instrument	190001286

Lender

Name	FIRST CITIZENS BANK & TRUST COMPANY

Agreement

Type	ARM
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Type Change Date	Mar 1, 2026

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,768.00 Additional exemption filed	$703,450	$1,406,900 Land $480,000 Building $926,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1091 Easy St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1091 Easy St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
ZiTEL Fiber	960 / 960
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: SMLW Broadband.

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