1091 Eaglecrest Dr, Winter Garden, FL 34787 Property Records

Orange County property record for 1091 Eaglecrest Dr, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.75 ba · 4,463 sqft · built 2023
Lot Size	0.262 acres (11,413 sqft)
Owner	Individual Name on File
Last Sale	$1,782,000 (Jan 2024)
Tax Bill	$21,493 (2025)
Deeds & Mortgages	Jan 2024 Sale & Line of Credit Oct 2022 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`21-22-27-6103-00-570`

Property Details

APN / Parcel Number

Primary APN	`21-22-27-6103-00-570`
Alternative APNs	`272221610300570` `117411` `118074` `119418`

Interior

Bedrooms	5 Beds
Full Baths	4.75 Baths
Half Baths	1 Half Bath
Building Area	4,463 sqft Living Area
Gross Area	6,031 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	11,413 sqft (0.262 acres)
Porch	Porch
Porch Area	747 sqft

Location & Zoning

Street Address	1091 EAGLECREST DR
City	WINTER GARDEN
State	FL
Zip	34787-3497
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	OAKLAND PARK UNIT 6B-2 106/46 LOT 57
Legal Range	27E
Legal Township	22S
Legal Section	21
Legal Subdivision	OAKLAND PARK UNIT 6B-2
Legal Lot Number	57
Legal Unit	6B-2
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	1
Census Block	1019
Census Tract	17200

Owner

Source: Orange County assessment roll, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1091 EAGLECREST DR, WINTER GARDEN, FL 34787-3497
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2024	Warranty Deed, Transfer · Line of Credit EXCLUSIVEHM LLC
Oct 6, 2022	Warranty Deed, Construction Loan · Construction Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 4, 2024 · Amount on Record
Deed Sale	Jan 4, 2024 · Amount on Record
Prior Sale	Oct 6, 2022 · Amount on Record
Deed Document Number	20247559
Record Updated	Jun 8, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jan 4, 2024
Property Address	1091 EAGLECREST DR, OAKLAND, FL 34787-3497
Document Number	0000007559
Map Reference	MB 106 PG 46-51
Instrument Date	Dec 29, 2023
Instrument	20240007559
Transaction Type	Transfer
Record Updated	Feb 6, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$12,474.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1082 SW 77TH STREET, BOCA RATON, FL 33486

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1091 EAGLECREST DR, OAKLAND, FL 34787-3497

Mortgage

Document Number	0000007560
Date	Jan 4, 2024
Instrument	20240007560

Lender

Name	EXCLUSIVEHM LLC
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded

October 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Oct 6, 2022
Property Address	1091 EAGLECREST DR, OAKLAND, FL 34787-3497
Document Number	0000606464
Map Reference	MB 106 PG 46-51
Instrument Date	Oct 4, 2022
Instrument	20220606464
Transaction Type	Construction Loan
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$2,625.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	854 TILDEN OAKS TRL, WINTER GARDEN, FL 34787-3478

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12101 VIA CASELLI LN, WINDERMERE, FL 34786-6834

Mortgage

Document Number	0000606466
Date	Oct 6, 2022
Instrument	20220606466

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Nov 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.5%
Index	Other
Max Rate	9.5%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Oakland Town
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,170,990 (-1.18%) Land $230,000 Building $940,990	$1,170,990 (-1.18%) Land $230,000 Building $940,990
2025	$21,493.00 (+6.59%)	$1,185,000 (+6.68%) Land $230,000 Building $955,000	$1,185,000 (+6.68%) Land $230,000 Building $955,000
2024	$20,165.00 (+292.7%)	$1,110,848 (+283.05%) Land $200,000 Building $910,848	$1,110,848 (+283.05%) Land $200,000 Building $910,848
2023	$5,135.00 (+86.46%)	$290,000 (+87.1%) Land $290,000	$290,000 (+87.1%) Land $290,000
2022	$2,754.00	$155,000 Land $155,000	$155,000 Land $155,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OAKLAND serves 6,202 people · EPA ID FL3480913
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Metronet Holdings.

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