Seminole County property record for 1091 Dees Dr, Oviedo, FL 32765
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,393 sqft · built 1988 |
| Lot Size | 0.126 acres (5,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,000 (Apr 2016) |
| Tax Bill | $2,586 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-21-31-507-0000-0930 |
| Primary APN | 23-21-31-507-0000-0930 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,393 sqft Living Area |
| Gross Area | 1,834 sqft |
| 1st Floor Area | 1,393 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,500 sqft (0.126 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 77 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1091 DEES DR |
|---|---|
| City | OVIEDO |
| State | FL |
| Zip | 32765-7084 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 93 ALAFAYA WOODS PH 6 PB 35 PGS 76 TO 78 |
| Legal Range | 31E |
| Legal Township | 21S |
| Legal Section | 23 |
| Legal Subdivision | ALAFAYA WOODS PH 06 |
| Legal Tract | 507 |
| Legal Lot Number | 93 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 21320 |
1091 Dees Dr is owned and occupied by an individual who acquired it in August 2021.
Source: Seminole County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1091 DEES DR, OVIEDO, FL 32765-7084 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2026 | Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION |
| Sep 8, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage CITIZENS BANK NA |
| Jul 3, 2017 | Deed of Trust, Mortgage · Conventional with PMI UNITED WHOLESALE MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 2016 · Amount on File |
| Deed Sale | Apr 1, 2016 · Amount on File |
| Prior Sale | Oct 12, 2015 · Amount on File |
| Deed Document Number | 201633727 |
| Deed Book / Page | 8660 / 971 |
| Last Transfer Date | Aug 24, 2021 |
| Transfer Doc | 0100370227 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Sep 15, 2026 |
| Property Address | 1091 DEES DR, OVIEDO, FL 32765-7084 |
| Document Number | 0000091839 |
| Book / Page | 11112 / 330 |
| Instrument Date | Sep 4, 2026 |
| Instrument | 202691839 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Address | 1091 DEES DR, OVIEDO, FL 32765-7084 |
| Document Number | 0000091839, |
|---|---|
| Date | Sep 15, 2026 |
| Book Page | 11112/330 |
| Instrument | 202691839 |
| Name | UNION CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Max Rate | -1% |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Sep 8, 2021 |
| Property Address | 1091 DEES DR, OVIEDO, FL 32765-7084 |
| Document Number | 0100370227 |
| Book / Page | 10037 / 227 |
| Map Reference | MB 35 PG 76-78 |
| Instrument Date | Aug 24, 2021 |
| Instrument | 2021118962 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2025 |
| Title Company | ORLANDO TITLE PROFESSIONALS LL, ORLANDO TTL PROFESSIONALS LL |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 1091 DEES DR, OVIEDO, FL 32765-7084 |
| Document Number | 0010037229 |
|---|---|
| Date | Sep 8, 2021 |
| Instrument | 10037/229 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 1091 DEES DR, OVIEDO, FL 32765-7084 |
| Document Number | 0089491855 |
| Book / Page | 008949 / 001855 |
| Instrument Date | Jul 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2017 |
| Title Company | TITLE ONE FLORIDA LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1091 DEES DR OVIEDO FL 327657084, OVIEDO, FL 32765-7084 |
| Document Number | 0089491855 |
|---|---|
| Date | Jul 10, 2017 |
| Book Page | 008949/001855 |
| Instrument | 69654 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 9, 2047 |
The 2025 property tax bill for 1091 Dees Dr was $2,586 with a homeowner's exemption.
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Oviedo City |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,586.00 Homeowner's exemption | $192,183 | $317,457 Land $105,000 Building $212,457 |
| 2023 | $2,301.00 (+3.09%) Homeowner's exemption | $181,327 (+3%) | $284,559 (+4.33%) Land $94,000 Building $190,559 |
| 2022 | $2,232.00 Homeowner's exemption | $176,046 | $272,753 Land $81,000 Building $191,753 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1091 Dees Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 54 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 54 in force |
| Nearby Flood Claims | 4 (2017–2022) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1091 Dees Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OVIEDO serves 47,933 people · EPA ID FL3590970 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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